Personal loans in Taylor, MS
Taylor ranks 221st of 299 places in Mississippi, with a population near 400. For a borrower among the roughly 400 residents of Taylor, a personal loan is a tool whose cost turns on the terms, not the address.
Judge Taylor offers on total cost, not on how quickly the money arrives. State law, not city hall, decides what a lender may do to Taylor's roughly 400 residents, and a state regulator supervises it. A 2020-to-2023 comparison shows Taylor up by about 13.3%. The nearest larger metro is Oxford, MS about 6 miles away.
Taylor: the sourced local profile
The figures below are Taylor's own — Census population, land area and coordinates — followed by the Mississippi rules.
- Population: 400 — Taylor ranks 221st of 299 communities in Mississippi (US Census Bureau, Vintage 2023).
- Population trend: Roughly 13.3% more residents than the 2020 Census counted.
- Absolute change: 47 residents added between 2020 and 2023.
- Size percentile: roughly 26% of Mississippi places rank below Taylor.
- Density: the Census land area of 2.9 sq mi holds about 137 people per square mile.
- Land area rank: Taylor's 2.9 square miles rank 144th of 299 places in Mississippi.
- State share: roughly 0.0% of Mississippi's residents live in Taylor (400 people).
- Nationally: Taylor is the 14,104th-largest of 19,457 Census places in the dataset.
- Growth in Mississippi: Taylor stands 4th by percentage change from 2020 to 2023, among 299 places.
- State comparison: Mississippi's places average -2.3% for 2020-to-2023, against Taylor's 13.3%.
- Density in Mississippi: Taylor ranks 262nd by people per square mile.
- Density in context: Taylor's 137 people per square mile sit against a Mississippi median of 434.
- Location: 34.2697, -89.5837 (Census Gazetteer coordinates).
- Nearest larger cities: Oxford (6 mi); Water Valley (8 mi); Batesville (20 mi); Courtland (21 mi); Coffeeville (21 mi). Larger metros often have more branches, but online lenders reach Taylor on the same terms.
- Nearest smaller places: Abbeville (17 mi); Toccopola (21 mi); Pope (21 mi).
- Smaller neighbours: 14 places smaller than Taylor sit within 50 miles.
- Larger places within 100 miles: 177.
Mississippi rules behind a Taylor personal loan
For the roughly 400 residents of Taylor, the rules below are Mississippi's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105) Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
Inside a Taylor personal loan
A Taylor personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 400 residents. A lender serving Taylor's 400 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Taylor decides the split between a comfortable payment and the total interest you pay.
What is available to Taylor borrowers
Taylor is lightly settled, with about 137 people per square mile and 44 larger places within 50 miles. What is available to Taylor's 400 borrowers is set by Mississippi licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Oxford, MS about 6 miles away.
Taylor against the rest of Mississippi
Against Mississippi's other places, Taylor accounts for about 0.0% of the state's population and ranks 221st of 299 by size. On the 2020-to-2023 trend, Taylor stands 4th among Mississippi's 299 places — roughly the 99th percentile. By density, at about 137 people per square mile, it ranks 262nd in Mississippi. By land area, its 2.9 square miles rank 144th of 299 places in Mississippi.
Land, water and location for Taylor
Taylor covers about 2.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 137 residents per square mile. The state's population centre of gravity, Jackson, is roughly 140 miles away. Counting outward 50 miles, 44 larger communities surround Taylor. The 100-mile radius contains 177 larger places.
Common questions
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Nearby places
- Oxford, MS — population 27,008
- Water Valley, MS — population 3,381
- Abbeville, MS — population 385
- Coffeeville, MS — population 776
- Batesville, MS — population 7,330
- Courtland, MS — population 468
- Toccopola, MS — population 287
- Pope, MS — population 261