Personal loans in Abbeville, MS

Abbeville, Mississippi — home to about 385 people — is a small community, so the terms you are offered follow Mississippi law rather than any local rule. If debt is already a strain, a nonprofit credit counsellor can help Abbeville residents before they take on more. Every figure below is Mississippi's own, applied to Abbeville's 385 residents, with the publisher and retrieval date attached. The next larger city is Oxford, MS about 11 miles away.

Borrowing in Abbeville: the local picture

Read the local figures below as context; read the sourced Mississippi table as the rulebook a lender here must follow.

• Population: about 385 people live here, which puts Abbeville 223rd of 299 Census places in Mississippi (Vintage 2023).
• Population trend: A rise of about 3.8% from 2020 to 2023.
• Absolute change: 14 residents added between 2020 and 2023.
• Size percentile: Abbeville's 385 people outrank roughly 25% of the places in Mississippi.
• Population density: about 111 people per square mile (Census land area 3.5 sq mi).
• Land area rank: Abbeville's 3.5 square miles rank 133rd of 299 places in Mississippi.
• Share of state population: Abbeville's 385 residents are about 0.0% of Mississippi.
• National standing: Abbeville ranks 14,236th of 19,457 US places.
• Growth rank: Abbeville's 2020-to-2023 change ranks 18th of 299 places in Mississippi.
• Against the state trend: Abbeville's 3.8% change compares with a Mississippi average of -2.3% across its 299 places.
• Density rank: Abbeville is the 275th most densely settled place in Mississippi.
• Density vs Mississippi: Abbeville's 111 people per square mile compare with a state median of 434.
• Location: 34.5034, -89.5025 (US Census Bureau Gazetteer).
• Nearest larger cities: Oxford (11 mi); Potts Camp (15 mi); Taylor (17 mi); Holly Springs (19 mi); Hickory Flat (19 mi). Online lenders reach Abbeville no matter how far the nearest branch is.
• Smaller communities close by: Toccopola (23 mi); Snow Lake Shores (27 mi); Pope (32 mi), each with its own Census population profile.
• Smaller places within 50 miles: 12 of them.
• At 100 miles: 190 larger Census places fall inside that radius.

What a Abbeville borrower is actually offered

A Abbeville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 385 residents. A lender serving Abbeville's 385 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Abbeville decides the split between a comfortable payment and the total interest you pay.

Mississippi rules behind a Abbeville personal loan

Every row below records a Mississippi rule, its publisher and its retrieval date — the same rules a Abbeville lender must follow.

Abbeville against the rest of Mississippi

Abbeville is the 223rd-largest of 299 Census places in Mississippi and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 18th of 299 Mississippi places, putting it near the 94th percentile for growth. Its roughly 111 residents per square mile place it 275th among Mississippi's places. Between 2020 and 2023 the count changed by roughly 14 residents.

The geography behind Abbeville

Abbeville's land area is roughly 3.5 square miles, and the Gazetteer records no significant water area within it. That land carries about 111 people per square mile. The largest place in Mississippi, Jackson, lies about 157 miles away. Counting outward 50 miles, 57 larger communities surround Abbeville. Within the same 50 miles lie 12 smaller Census places.

A practical checklist for Abbeville borrowers

For Abbeville's roughly 385 residents, these are the steps that most influence the offer:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Mississippi regulator's licence records before you sign.
5. Make sure the new payment leaves room in a budget you already keep.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Borrow only what the purpose requires, not the maximum you are offered.

The process is identical across Mississippi; what changes is your credit file, not the fact that Abbeville holds 385 people.