Personal loans in Thaxton, MS

Compare APR, not the interest rate, because the APR folds in most fees on a Thaxton loan. Lenders active in Thaxton report to a Mississippi supervisor, identified in the sourced rows below. Population in Thaxton dropped about 0.3% over the three years from 2020 to 2023. The closest larger place is Ecru, MS about 9 miles away.

Thaxton: the sourced local profile

What follows is Thaxton's place in the Census record, alongside the Mississippi rules that govern a personal loan made here.

• Population: the Census counts 694 residents in Thaxton (Vintage 2023 subcounty estimate), the 177th-largest figure among Mississippi's 299 places.
• Population trend: Roughly 0.3% fewer residents than the 2020 Census counted.
• Absolute change: 2 residents lost between 2020 and 2023.
• Size percentile: about 41% of Mississippi's Census places are smaller than Thaxton.
• Population density: about 67 people per square mile (Census land area 10.4 sq mi).
• Land area rank: Thaxton's 10.4 square miles rank 63rd of 299 places in Mississippi.
• Water area: Thaxton has 0.10 square miles of water, ranking 55th of 299 places in Mississippi.
• Within Mississippi: about 0.0% of the state's population lives in Thaxton.
• National rank: Thaxton is 11,829th of 19,457 places nationwide.
• Growth rank: Thaxton ranks 65th among Mississippi's 299 places for the 2020-to-2023 change.
• Against the state trend: Thaxton's 0.3% change compares with a Mississippi average of -2.3% across its 299 places.
• Density rank: Thaxton places 293rd among Mississippi's places by people per square mile.
• Density in context: Thaxton's 67 people per square mile sit against a Mississippi median of 434.
• Location: latitude 34.3029, longitude -89.1717 (Census Gazetteer).
• Nearest larger cities: Ecru (9 mi); Pontotoc (10 mi); Algoma (11 mi); New Albany (16 mi); Oxford (21 mi). Online lenders reach Thaxton no matter how far the nearest branch is.
• Nearest smaller places: Toccopola (4 mi); Blue Springs (18 mi); Myrtle (18 mi).
• Within a 50-mile radius: 29 smaller Census places.
• Larger places within 100 miles: 145.

A pre-application checklist for Thaxton

These steps shape the offer you get in Thaxton, a place of about 694 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Make sure the lender appears in the Mississippi regulator's licence list.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Be clear on what the loan is for and how it gets repaid.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

The process is identical across Mississippi; what changes is your credit file, not the fact that Thaxton holds 694 people.

Thaxton on the map

Inside Thaxton's boundaries lie roughly 10.4 square miles of land and 0.10 square miles of water. The resulting density is about 67 people per square mile. The largest place in Mississippi, Jackson, lies about 150 miles away. Within 50 miles of Thaxton there are 33 larger Census places. Within the same 50 miles lie 29 smaller Census places.

Getting a loan in Thaxton

With about 67 residents per square mile, Thaxton is sparsely settled, and 33 larger Census places sit within 50 miles. Whether Thaxton has a local branch or not, a Mississippi-licensed lender can serve its 694 people online on the same terms. For a larger market, the closest option is Ecru, MS about 9 miles away.

Mississippi consumer-lending rules applied in Thaxton

Read the table as a lender's compliance picture for Thaxton: the rule, the sourced figure, the publisher and the date.

Thaxton in state context

Set beside Mississippi's 299 places, Thaxton ranks 177th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Thaxton ranks 65th of 299 in Mississippi (about the 78th percentile). By density, at about 67 people per square mile, it ranks 293rd in Mississippi. The population moved by about 2 people between 2020 and 2023, a 0.3% shift.