Personal loans in Potts Camp, MS
About 404 people live in Potts Camp, placing it 219th of 299 Census places in Mississippi.
With roughly 404 residents, Potts Camp is a small community, and the lending rules its borrowers live under are written in Mississippi, not by the city. Price two or three terms so you can see which payment is truly affordable in Potts Camp. For the 404 people in Potts Camp, Mississippi runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Potts Camp shed about 4.0% of its population between the 2020 base and the 2023 estimate. Borrowers who want a bigger city can look to Hickory Flat, MS about 7 miles away.
Where Potts Camp stands
Here is the sourced Census picture for Potts Camp, plus the Mississippi lending rules that apply to a loan taken out here.
- Population: a Census-estimated 404, 219th among Mississippi's 299 places (Vintage 2023).
- Population trend: A drop of about 4.0% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 17 residents.
- Size percentile: with 404 residents, Potts Camp is larger than about 27% of Mississippi's Census places.
- Land and density: 1.0 square miles of land carry roughly 416 residents per square mile.
- Land area rank: Potts Camp's 1.0 square miles rank 243rd of 299 places in Mississippi.
- Share of Mississippi: Potts Camp holds about 0.0% of the state's population, some 404 people.
- National rank: Potts Camp sits 14,062nd by population among the 19,457 places in this dataset.
- Growth in Mississippi: Potts Camp stands 207th by percentage change from 2020 to 2023, among 299 places.
- Against the state trend: Potts Camp's 4.0% change compares with a Mississippi average of -2.3% across its 299 places.
- Density rank: Potts Camp places 155th among Mississippi's places by people per square mile.
- Density in context: Potts Camp's 416 people per square mile sit against a Mississippi median of 434.
- Location: 34.6492, -89.3064 (Census Gazetteer coordinates).
- Nearest larger cities: Hickory Flat (7 mi); Holly Springs (12 mi); Myrtle (12 mi); Ashland (15 mi); Blue Mountain (16 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Snow Lake Shores (13 mi); Abbeville (15 mi); Toccopola (28 mi).
- Within a 50-mile radius: 16 smaller Census places.
- Within 100 miles: 200 places are larger than Potts Camp.
Where Potts Camp sits in Mississippi
Within Mississippi, Potts Camp holds roughly 0.0% of all residents, the 219th-largest share among 299 places. Its 2020-to-2023 change ranks 207th of 299 Mississippi places, putting it near the 31th percentile for growth. At about 416 people per square mile, Potts Camp is the 155th most densely settled place in Mississippi. Within 50 miles sit 16 smaller Census places, alongside the 55 that are larger.
Mississippi rules behind a Potts Camp personal loan
These are Mississippi's sourced lending facts as they reach Potts Camp's 404 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105) Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
How personal loans work in Potts Camp
With roughly 404 residents, Potts Camp is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Potts Camp's rank of 219th in Mississippi: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Potts Camp loan is knowable in advance — unlike a revolving card balance.
How lenders reach Potts Camp
Potts Camp is a lightly settled community of about 404 people, with 55 larger places inside a 50-mile radius. Distance to a branch rarely matters for Potts Camp's 404 residents: the application is online and the price follows your credit file. The nearest larger city, Hickory Flat, MS about 7 miles away.
The Potts Camp borrowing checklist
Before you apply in Potts Camp, a community of about 404, work through these steps:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the Mississippi regulator's licence list.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
None of these steps is Potts Camp-specific: the same Mississippi licensing and disclosure rules reach all 404 residents.
Common questions
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Nearby places
- Hickory Flat, MS — population 481
- Snow Lake Shores, MS — population 292
- Holly Springs, MS — population 6,732
- Myrtle, MS — population 488
- Ashland, MS — population 528
- Abbeville, MS — population 385
- Blue Mountain, MS — population 926
- New Albany, MS — population 7,706