Personal loans in Courtland, MS
A single loan can carry different costs on either side of a state line, and Courtland sits on the Mississippi side of that line. Courtland is one of 299 Census places in Mississippi; its 468 residents put it at 204th.
The first question in Courtland is not the rate on offer but whether the payment fits; about 468 people live here under Mississippi lending law. Census figures put the 2020-to-2023 decrease in Courtland at about 1.1%. Judge Courtland offers on total cost, not on how quickly the money arrives. The closest larger city is Batesville, MS about 6 miles away.
Courtland by the numbers
Here is the sourced Census picture for Courtland, plus the Mississippi lending rules that apply to a loan taken out here.
- Population: about 468, ranked 204th of 299 places in Mississippi (Census Vintage 2023 subcounty estimate).
- Population trend: Down about 1.1% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 5 fewer people than the 2020 Census counted.
- Size percentile: Courtland's 468 people outrank roughly 32% of the places in Mississippi.
- Population density: 424 people per square mile on 1.1 square miles of land.
- Land area: Courtland covers 1.1 square miles, the 224th-largest area among Mississippi's 299 places.
- Share of Mississippi: Courtland holds about 0.0% of the state's population, some 468 people.
- National rank: Courtland is 13,435th of 19,457 places nationwide.
- Growth rank: Courtland's 2020-to-2023 change ranks 85th of 299 places in Mississippi.
- Versus Mississippi: the state average change is -2.3%, while Courtland moved 1.1%.
- Density rank: Courtland is the 153rd most densely settled place in Mississippi.
- Density vs Mississippi: Courtland's 424 people per square mile compare with a state median of 434.
- Location: 34.2411 / -89.9433, per the US Census Bureau Gazetteer.
- Nearest larger cities: Batesville (6 mi); Crowder (12 mi); Sardis (14 mi); Charleston (17 mi); Water Valley (19 mi). Living near a larger metro rarely changes what is available in Courtland.
- Nearest smaller places: Pope (2 mi); Oakland (13 mi); Falcon (21 mi).
- Smaller places within 50 miles: 21 of them.
- Within 100 miles: 160 places are larger than Courtland.
How lenders reach Courtland
With about 424 residents per square mile, Courtland is lightly settled, and 34 larger Census places sit within 50 miles. Distance to a branch rarely matters for Courtland's 468 residents: the application is online and the price follows your credit file. The nearest larger city, Batesville, MS about 6 miles away.
The Mississippi lending rules that reach Courtland
Below are the Mississippi rules that apply to a loan made in Courtland, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification. | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
A practical checklist for Courtland borrowers
Before you apply in Courtland, a community of about 468, work through these steps:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the Mississippi licence with the regulator named above before committing.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Decide the purpose and how you will repay it before approaching any lender.
What differs between Courtland and the rest of Mississippi is not the process but the borrower's own file, among the 468 people here.
Courtland against the rest of Mississippi
Within Mississippi, Courtland holds roughly 0.0% of all residents, the 204th-largest share among 299 places. For population change between 2020 and 2023, Courtland ranks 85th of 299 in Mississippi (about the 72th percentile). By density, at about 424 people per square mile, it ranks 153rd in Mississippi. Within 50 miles sit 21 smaller Census places, alongside the 34 that are larger.
Inside a Courtland personal loan
In Courtland, a small community of about 468, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Courtland. The term you choose in Courtland decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Courtland if my credit is poor?
What loan size can I expect in Courtland?
Do I have to pledge anything to borrow in Courtland?
Does comparing loans in Courtland cost me credit score points?
Nearby places
- Pope, MS — population 261
- Batesville, MS — population 7,330
- Oakland, MS — population 455
- Sardis, MS — population 1,686
- Crowder, MS — population 536
- Charleston, MS — population 1,722
- Como, MS — population 1,075
- Water Valley, MS — population 3,381