Personal loans in Coffeeville, MS

Coffeeville is a small community in Mississippi, with an estimated 776 residents, and every licensed lender here follows the same state rulebook. Pull your credit reports and line up at least three offers before you apply from Coffeeville. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Coffeeville's 776 residents. A larger market lies at Water Valley, MS about 13 miles away.

Borrowing in Coffeeville: the local picture

Only a few things actually differ by place — population, area, location, and the Mississippi rules a lender must follow — and they are below.

• Population: 776 — Coffeeville ranks 172nd of 299 communities in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 3.1% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 25 residents.
• Size percentile: bigger than about 42% of the places in Mississippi, with 776 residents in Coffeeville.
• Population density: about 362 people per square mile across 2.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Coffeeville ranks 171st among Mississippi's 299 places, at 2.1 sq mi.
• Share of state population: Coffeeville's 776 residents are about 0.1% of Mississippi.
• Nationally: Coffeeville is the 11,328th-largest of 19,457 Census places in the dataset.
• Growth rank: Coffeeville's 2020-to-2023 change ranks 172nd of 299 places in Mississippi.
• State comparison: Mississippi's places average -2.3% for 2020-to-2023, against Coffeeville's 3.1%.
• Density in Mississippi: Coffeeville ranks 182nd by people per square mile.
• Against the state median: Coffeeville runs about 362 residents per square mile, where the Mississippi median is 434.
• Location: the Census Gazetteer records it at 33.9765, -89.6845.
• Nearest larger cities: Water Valley (13 mi); Grenada (15 mi); Bruce (19 mi); Charleston (21 mi); Calhoun City (23 mi). Larger metros often have more branches, but online lenders reach Coffeeville on the same terms.
• Nearest smaller towns: Oakland (14 mi); Big Creek (18 mi); Pittsboro (20 mi) — useful context for the surrounding area.
• Smaller neighbours: 28 places smaller than Coffeeville sit within 50 miles.
• Larger places within 100 miles: 118.

The Mississippi lending rules that reach Coffeeville

Below are the Mississippi rules that apply to a loan made in Coffeeville, each with the regulator that issued it.

Lender access in Coffeeville

With about 362 residents per square mile, Coffeeville is lightly settled, and 26 larger Census places sit within 50 miles. Lenders licensed in Mississippi reach Coffeeville's 776 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Water Valley, MS about 13 miles away.

The Coffeeville borrowing checklist

These steps shape the offer you get in Coffeeville, a place of about 776 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the lender holds a Mississippi licence by checking the regulator named above.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

In Coffeeville as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 776 residents.

Coffeeville: area, density and distance

Coffeeville's land area is roughly 2.1 square miles, and the Gazetteer records no significant water area within it. With 776 residents, the land area yields roughly 362 people per square mile. Jackson, the largest place in Mississippi, is about 119 miles from Coffeeville. Coffeeville has 26 larger places within a 50-mile radius. The 100-mile radius contains 118 larger places.

Coffeeville's place among Mississippi's 299 places

Against Mississippi's other places, Coffeeville accounts for about 0.1% of the state's population and ranks 172nd of 299 by size. Its 2020-to-2023 change ranks 172nd of 299 Mississippi places, putting it near the 42th percentile for growth. By density, at about 362 people per square mile, it ranks 182nd in Mississippi. The population moved by about 25 people between 2020 and 2023, a 3.1% shift.