Personal loans in Solon Springs, WI
The Census estimates 670 residents in Solon Springs, which ranks it 433rd of 605 places in Wisconsin. Solon Springs is a small community in Wisconsin, with an estimated 670 residents, and every licensed lender here follows the same state rulebook. A 2020-to-2023 comparison shows Solon Springs up by about 0.8%. Judge Solon Springs offers on total cost, not on how quickly the money arrives. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Solon Springs's 670 residents. The next larger city is Lake Nebagamon, WI about 12 miles away.
What the Census records for Solon Springs
Solon Springs is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 670 residents in Solon Springs (Vintage 2023 subcounty estimate), the 433rd-largest figure among Wisconsin's 605 places.
- Population trend: Growth of about 0.8% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a gain of about 5 residents.
- Size percentile: Solon Springs's 670 people outrank roughly 28% of the places in Wisconsin.
- Population density: 428 people per square mile on 1.6 square miles of land.
- By land area: Solon Springs ranks 381st among Wisconsin's 605 places, at 1.6 sq mi.
- Water area rank: Solon Springs ranks 50th among Wisconsin's 605 places, with 0.73 sq mi.
- Within Wisconsin: about 0.0% of the state's population lives in Solon Springs.
- National rank: Solon Springs sits 11,983rd by population among the 19,457 places in this dataset.
- Growth in Wisconsin: Solon Springs stands 181st by percentage change from 2020 to 2023, among 605 places.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Solon Springs's 0.8%.
- Density rank: Solon Springs places 454th among Wisconsin's places by people per square mile.
- Against the state median: Solon Springs runs about 428 residents per square mile, where the Wisconsin median is 800.
- Location: latitude 46.3478, longitude -91.8294 (Census Gazetteer).
- Nearest larger cities: Lake Nebagamon (12 mi); Superior (25 mi); Superior (27 mi); Hayward (29 mi); Duluth (33 mi). A branch is convenient; it is not what sets your APR.
- Smaller places nearby: Poplar (16 mi); Minong (17 mi); Oliver (27 mi).
- Smaller neighbours: 14 places smaller than Solon Springs sit within 50 miles.
- Within 100 miles: 101 places are larger than Solon Springs.
What a Solon Springs borrower is actually offered
Most loans made to Solon Springs's 670 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Solon Springs's rank of 433rd in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Solon Springs loan but raises total interest, so the smallest payment is not the cheapest loan.
The state rulebook for Solon Springs
Below are the Wisconsin rules that apply to a loan made in Solon Springs, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
Solon Springs: area, density and distance
Inside Solon Springs's boundaries lie roughly 1.6 square miles of land and 0.73 square miles of water. With 670 residents, the land area yields roughly 428 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 296 miles away. Within 50 miles of Solon Springs there are 19 larger Census places. The 100-mile radius contains 101 larger places.
Lender access in Solon Springs
At roughly 428 people per square mile, Solon Springs is lightly settled; 19 larger places lie within 50 miles. What is available to Solon Springs's 670 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Lake Nebagamon, WI about 12 miles away.
Solon Springs's place among Wisconsin's 605 places
Set beside Wisconsin's 605 places, Solon Springs ranks 433rd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Solon Springs ranks 181st of 605 in Wisconsin (about the 70th percentile). By density, at about 428 people per square mile, it ranks 454th in Wisconsin. In land area, Solon Springs ranks 381st among Wisconsin's 605 places.
Common questions
What are my options in Solon Springs if my credit is poor?
What loan size can I expect in Solon Springs?
Do I have to pledge anything to borrow in Solon Springs?
Does comparing loans in Solon Springs cost me credit score points?
Nearby places
- Lake Nebagamon, WI — population 1,133
- Poplar, WI — population 632
- Minong, WI — population 554
- Superior, WI — population 710
- Superior, WI — population 26,423
- Oliver, WI — population 417
- Hayward, WI — population 2,584
- Duluth, MN — population 87,680