Personal loans in Solon Springs, WI

The Census estimates 670 residents in Solon Springs, which ranks it 433rd of 605 places in Wisconsin. Solon Springs is a small community in Wisconsin, with an estimated 670 residents, and every licensed lender here follows the same state rulebook. A 2020-to-2023 comparison shows Solon Springs up by about 0.8%. Judge Solon Springs offers on total cost, not on how quickly the money arrives. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Solon Springs's 670 residents. The next larger city is Lake Nebagamon, WI about 12 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

What the Census records for Solon Springs

Solon Springs is a small community; the notes below cover its population profile and the statewide rules that apply.

What a Solon Springs borrower is actually offered

Most loans made to Solon Springs's 670 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Solon Springs's rank of 433rd in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Solon Springs loan but raises total interest, so the smallest payment is not the cheapest loan.

The state rulebook for Solon Springs

Below are the Wisconsin rules that apply to a loan made in Solon Springs, each with the regulator that issued it.

RuleDetailSource
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions
Wisconsin State Legislature
as of 2026-09-16
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.
Wisconsin State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance
Wisconsin State Legislature
as of 2026-09-16

Solon Springs: area, density and distance

Inside Solon Springs's boundaries lie roughly 1.6 square miles of land and 0.73 square miles of water. With 670 residents, the land area yields roughly 428 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 296 miles away. Within 50 miles of Solon Springs there are 19 larger Census places. The 100-mile radius contains 101 larger places.

Lender access in Solon Springs

At roughly 428 people per square mile, Solon Springs is lightly settled; 19 larger places lie within 50 miles. What is available to Solon Springs's 670 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Lake Nebagamon, WI about 12 miles away.

Solon Springs's place among Wisconsin's 605 places

Set beside Wisconsin's 605 places, Solon Springs ranks 433rd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Solon Springs ranks 181st of 605 in Wisconsin (about the 70th percentile). By density, at about 428 people per square mile, it ranks 454th in Wisconsin. In land area, Solon Springs ranks 381st among Wisconsin's 605 places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Solon Springs if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Solon Springs is the same as anywhere in Wisconsin.
What loan size can I expect in Solon Springs?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Solon Springs?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Solon Springs cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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