Personal loans in Snowville, UT
Two households in Snowville with comparable incomes can still be offered different rates; the city's 160 residents are not the reason. An estimated 160 people make their home in Snowville, a figure that ranks 243rd in Utah.
Use the calculator on this page to price an amount and term before you commit in Snowville. The 2020 count to the 2023 estimate shows about 1.2% decline in Snowville. Every figure below is Utah's own, applied to Snowville's 160 residents, with the publisher and retrieval date attached. The closest larger place is Howell, UT about 19 miles away.
Local context for Snowville
The figures below are Snowville's own — Census population, land area and coordinates — followed by the Utah rules.
- Population: 160 people, a figure that places Snowville 243rd among the 255 Census places in Utah (US Census Bureau, Vintage 2023).
- Population trend: Roughly 1.2% fewer residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
- Size percentile: Snowville's 160 people outrank roughly 5% of the places in Utah.
- Density: roughly 103 residents per square mile, spread over 1.6 sq mi of land.
- By land area: Snowville ranks 201st among Utah's 255 places, at 1.6 sq mi.
- State share: roughly 0.0% of Utah's residents live in Snowville (160 people).
- National rank: Snowville is the 17,130th most populous of the 19,457 Census places covered here.
- Growth rank: Snowville ranks 217th among Utah's 255 places for the 2020-to-2023 change.
- Against the state trend: Snowville's 1.2% change compares with a Utah average of +5.3% across its 255 places.
- Density rank: Snowville places 213th among Utah's places by people per square mile.
- Density in context: Snowville's 103 people per square mile sit against a Utah median of 705.
- Location: 41.9728, -112.7164 (US Census Bureau Gazetteer).
- Nearest larger cities: Howell (19 mi); Portage (24 mi); Malad City (28 mi); Plymouth (30 mi); Tremonton (32 mi). Online lenders reach Snowville no matter how far the nearest branch is.
- Nearest smaller towns: Oxford (41 mi); Acequia (66 mi); Minidoka (67 mi).
- Smaller places within 50 miles: 1 of them.
- At 100 miles: 125 larger Census places fall inside that radius.
Utah consumer-lending rules applied in Snowville
These are Utah's sourced lending facts as they reach Snowville's 160 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
Steps to take before a Snowville loan
For Snowville's roughly 160 residents, these are the steps that most influence the offer:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Make sure the lender appears in the Utah regulator's licence list.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
None of these steps is Snowville-specific: the same Utah licensing and disclosure rules reach all 160 residents.
Where Snowville sits in Utah
Snowville is the 243rd-largest of 255 Census places in Utah and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 217th of 255 Utah places, putting it near the 15th percentile for growth. By density, at about 103 people per square mile, it ranks 213th in Utah. By land area, its 1.6 square miles rank 201st of 255 places in Utah.
Snowville: area, density and distance
Snowville covers about 1.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 103 residents per square mile. For the state's biggest city, Salt Lake City, the distance is roughly 92 miles. Counting outward 50 miles, 38 larger communities surround Snowville. The 100-mile radius contains 125 larger places.
What a Snowville borrower is actually offered
A Snowville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 160 residents. Two numbers drive a Snowville loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Snowville decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Snowville if my credit is poor?
What loan size can I expect in Snowville?
Do I have to pledge anything to borrow in Snowville?
Does comparing loans in Snowville cost me credit score points?
Nearby places
- Howell, UT — population 232
- Portage, UT — population 289
- Malad City, ID — population 2,344
- Plymouth, UT — population 438
- Tremonton, UT — population 12,411
- Garland, UT — population 2,668
- Fielding, UT — population 622
- Rockland, ID — population 258