Personal loans in Fielding, UT

The Census counts 622 people in Fielding, the 181st-largest figure among Utah's 255 places. Fielding is a small community in Utah, with an estimated 622 residents, and every licensed lender here follows the same state rulebook.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Begin with the payment, then weigh APR and total interest across the lenders that reach Fielding's 622 residents. To lend to Fielding's 622 residents, a company must hold a Utah licence, and each sourced row below names the regulator behind it. A 2020-to-2023 comparison shows Fielding up by about 12.1%. The closest larger place is Garland, UT about 6 miles away.

Borrowing in Fielding: the local picture

Read the local figures below as context; read the sourced Utah table as the rulebook a lender here must follow.

What shapes a Fielding personal loan

A Fielding personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 622 residents. A lender serving Fielding's 622 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Fielding loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

What Utah law requires in Fielding

The rows below set out what a licensed lender must follow in Utah, and so for Fielding's roughly 622 residents.

RuleDetailSource
State lending regulatorUtah Department of Financial Institutions (DFI)
Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company.
Utah Department of Financial Institutions (DFI)
as of 2026-09-16
Small-loan / installment lender licensingConsumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS
Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS).
Utah Department of Financial Institutions (DFI)
as of 2026-09-16
Maximum legal interest rate (usury cap)No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1)
Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract
Utah State Legislature
as of 2026-09-16

How lenders reach Fielding

At roughly 1,165 people per square mile, Fielding is moderately settled; 49 larger places lie within 50 miles. Distance to a branch rarely matters for Fielding's 622 residents: the application is online and the price follows your credit file. The nearest larger city, Garland, UT about 6 miles away.

Fielding in state context

Within Utah, Fielding holds roughly 0.0% of all residents, the 181st-largest share among 255 places. Its 2020-to-2023 change ranks 39th of 255 Utah places, putting it near the 85th percentile for growth. At about 1,165 people per square mile, Fielding is the 88th most densely settled place in Utah. In land area, Fielding ranks 245th among Utah's 255 places.

Fielding: area, density and distance

Inside Fielding's boundaries lie about 0.5 square miles of land, with no significant water area recorded. With 622 residents, the land area yields roughly 1,165 people per square mile. Salt Lake City, the largest place in Utah, is about 72 miles from Fielding. Fielding has 49 larger places within a 50-mile radius. By land area it ranks 245th of 255 Utah places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Fielding if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Fielding is the same as anywhere in Utah.
What loan size can I expect in Fielding?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Fielding?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Fielding cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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