Personal loans in Plymouth, UT

Plymouth counts about 438 people, and what is genuinely local about borrowing here is limited — Utah law does the governing. Decide the purpose of the loan and your repayment plan before sharing any details with a Plymouth lender. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Plymouth's 438 residents. The closest larger city is Fielding, UT about 4 miles away.

Plymouth: the sourced local profile

The figures below are Plymouth's own — Census population, land area and coordinates — followed by the Utah rules.

• Population: the Census counts 438 residents in Plymouth (Vintage 2023 subcounty estimate), the 203rd-largest figure among Utah's 255 places.
• Population trend: Growth of about 2.8% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a gain of about 12 residents.
• Size percentile: roughly 20% of Utah's places have fewer residents than Plymouth's 438.
• Population density: about 502 people per square mile across 0.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Plymouth ranks 229th among Utah's 255 places, at 0.9 sq mi.
• Share of state population: Plymouth's 438 residents are about 0.0% of Utah.
• Nationally: Plymouth is the 13,719th-largest of 19,457 Census places in the dataset.
• Growth rank: Plymouth ranks 161st among Utah's 255 places for the 2020-to-2023 change.
• State comparison: Utah's places average +5.3% for 2020-to-2023, against Plymouth's 2.8%.
• Density rank: Plymouth is the 153rd most densely settled place in Utah.
• Density vs Utah: Plymouth's 502 people per square mile compare with a state median of 705.
• Location: mapped by the US Census Bureau at 41.8736, -112.1468.
• Nearest larger cities: Fielding (4 mi); Clarkston (6 mi); Newton (8 mi); Garland (10 mi); Tremonton (11 mi). Lenders licensed in the state serve Plymouth whether or not they keep a local branch.
• Smaller places close by: Portage (9 mi); Cornish (12 mi); Deweyville (13 mi).
• Smaller neighbours: 10 places smaller than Plymouth sit within 50 miles.
• Larger places within 100 miles: 130.

Steps to take before a Plymouth loan

Before you apply in Plymouth, a community of about 438, work through these steps:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Look the lender up in the Utah regulator's licence records before you sign.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Test the payment against your current bills before you commit.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

None of these steps is Plymouth-specific: the same Utah licensing and disclosure rules reach all 438 residents.

Plymouth: area, density and distance

Plymouth's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 502 people per square mile. The state's population centre of gravity, Salt Lake City, is roughly 77 miles away. Plymouth has 51 larger places within a 50-mile radius. Within the same 50 miles lie 10 smaller Census places.

Plymouth against the rest of Utah

Set beside Utah's 255 places, Plymouth ranks 203rd by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 161st of 255 Utah places, putting it near the 37th percentile for growth. At about 502 people per square mile, Plymouth is the 153rd most densely settled place in Utah. By land area, its 0.9 square miles rank 229th of 255 places in Utah.

What shapes a Plymouth personal loan

Plymouth is a small community of about 438 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Plymouth. The term you choose in Plymouth decides the split between a comfortable payment and the total interest you pay.

How Utah law applies in Plymouth

For the roughly 438 residents of Plymouth, the rules below are Utah's own; each row carries its publisher and retrieval date.