Personal loans in Malad City, ID

By population, Malad City sits at 59th in Idaho, with an estimated 2,344 residents. A single loan can carry different costs on either side of a state line, and Malad City sits on the Idaho side of that line. Malad City gained roughly 2.0% in population across the 2020-to-2023 comparison. The closest larger place is Preston, ID about 20 miles away.

The Malad City data picture

Malad City is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: a Census-estimated 2,344, 59th among Idaho's 197 places (Vintage 2023).
• Population trend: Higher by roughly 2.0% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a gain of about 46 residents.
• Size percentile: about 70% of Idaho's Census places are smaller than Malad City.
• Population density: 1,388 people per square mile on 1.7 square miles of land.
• Land area: Malad City covers 1.7 square miles, the 73rd-largest area among Idaho's 197 places.
• Share of state population: Malad City's 2,344 residents are about 0.2% of Idaho.
• National standing: Malad City ranks 7,052nd of 19,457 US places.
• Growth rank: Malad City ranks 166th among Idaho's 197 places for the 2020-to-2023 change.
• Versus Idaho: the state average change is +7.1%, while Malad City moved 2.0%.
• Density in Idaho: Malad City ranks 74th by people per square mile.
• Against the state median: Malad City runs about 1,388 residents per square mile, where the Idaho median is 1,026.
• Location: 42.1899 / -112.2497, per the US Census Bureau Gazetteer.
• Nearest larger cities: Preston (20 mi); Richmond (29 mi); Garland (32 mi); Smithfield (33 mi); Tremonton (33 mi). Living near a larger metro rarely changes what is available in Malad City.
• Smaller places nearby: Clifton (13 mi); Oxford (13 mi); Dayton (15 mi).
• Within a 50-mile radius: 37 smaller Census places.
• At 100 miles: 60 larger Census places fall inside that radius.

What a Malad City borrower is actually offered

In Malad City, a small community of about 2,344, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Malad City loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Malad City loan but raises total interest, so the smallest payment is not the cheapest loan.

How Idaho law applies in Malad City

These are Idaho's sourced lending facts as they reach Malad City's 2,344 residents; the state has no city-level rate rule.

Where Malad City sits in Idaho

Malad City is the 59th-largest of 197 Census places in Idaho and contains about 0.2% of the state's people. Its 2020-to-2023 change ranks 166th of 197 Idaho places, putting it near the 16th percentile for growth. At about 1,388 people per square mile, Malad City is the 74th most densely settled place in Idaho. By land area, its 1.7 square miles rank 73rd of 197 places in Idaho.

Malad City: area, density and distance

The Census Gazetteer records about 1.7 square miles of land within Malad City, with no significant water area listed. With 2,344 residents, the land area yields roughly 1,388 people per square mile. The largest place in Idaho, Boise City, lies about 224 miles away. Counting outward 50 miles, 17 larger communities surround Malad City. The 100-mile radius contains 60 larger places.

The Malad City borrowing checklist

For Malad City's roughly 2,344 residents, these are the steps that most influence the offer:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the Idaho regulator's licence list.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Test the payment against your current bills before you commit.

In Malad City as elsewhere in Idaho, the written terms — not the advertisement — are what count for its 2,344 residents.