Personal loans in Dayton, ID

If debt is already a strain, a nonprofit credit counsellor can help Dayton residents before they take on more. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Dayton's 536 residents. From the 2020 Census base to the 2023 estimate, the population rose by about 4.3%. The nearest larger city is Weston, ID about 5 miles away.

Local context for Dayton

Dayton is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 536, ranked 123rd of 197 places in Idaho (Census Vintage 2023 subcounty estimate).
• Population trend: Up about 4.3% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 22 more since the 2020 base.
• Size percentile: with 536 residents, Dayton is larger than about 38% of Idaho's Census places.
• Population density: about 80 people per square mile across 6.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Dayton's 6.7 square miles rank 26th of 197 places in Idaho.
• Water area: Dayton has 0.04 square miles of water, ranking 40th of 197 places in Idaho.
• State population share: Dayton accounts for about 0.0% of everyone in Idaho.
• Nationally: Dayton is the 12,884th-largest of 19,457 Census places in the dataset.
• Growth in Idaho: Dayton stands 119th by percentage change from 2020 to 2023, among 197 places.
• Versus Idaho: the state average change is +7.1%, while Dayton moved 4.3%.
• Density rank: Dayton places 192nd among Idaho's places by people per square mile.
• Density in context: Dayton's 80 people per square mile sit against a Idaho median of 1,026.
• Location: the Census Gazetteer records it at 42.1112, -111.9846.
• Nearest larger cities: Weston (5 mi); Preston (5 mi); Lewiston (11 mi); Franklin (12 mi); Clarkston (14 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Clifton (5 mi); Cornish (10 mi); Oxford (10 mi).
• Smaller neighbours: 17 places smaller than Dayton sit within 50 miles.
• Larger places within 100 miles: 99.

How Dayton compares across Idaho

Set beside Idaho's 197 places, Dayton ranks 123rd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Dayton ranks 119th of 197 in Idaho (about the 40th percentile). Its roughly 80 residents per square mile place it 192nd among Idaho's places. In land area, Dayton ranks 26th among Idaho's 197 places.

Idaho consumer-lending rules applied in Dayton

For the roughly 536 residents of Dayton, the rules below are Idaho's own; each row carries its publisher and retrieval date.

Dayton: area, density and distance

Dayton covers about 6.7 square miles of land, with 0.04 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 80 people per square mile. The largest place in Idaho, Boise City, lies about 238 miles away. Dayton has 39 larger places within a 50-mile radius. By land area it ranks 26th of 197 Idaho places.

Getting a loan in Dayton

Dayton is a sparsely settled community of about 536 people, with 39 larger places inside a 50-mile radius. Distance to a branch rarely matters for Dayton's 536 residents: the application is online and the price follows your credit file. The nearest larger city, Weston, ID about 5 miles away.

A practical checklist for Dayton borrowers

Before you apply in Dayton, a community of about 536, work through these steps:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Look the lender up in the Idaho regulator's licence records before you sign.
5. Pick the shortest term whose payment you can comfortably afford.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Write down the purpose of the loan and your repayment plan before you apply.

What differs between Dayton and the rest of Idaho is not the process but the borrower's own file, among the 536 people here.