Personal loans in Downey, ID

From the 2020 Census base to the 2023 estimate, the population rose by about 0.9%. Consumer lending that reaches Downey's 570 residents is governed by Idaho statute; no city ordinance changes it. Decide the purpose of the loan and your repayment plan before sharing any details with a Downey lender. A larger market lies at McCammon, ID about 16 miles away.

Local context for Downey

Here is the sourced Census picture for Downey, plus the Idaho lending rules that apply to a loan taken out here.

• Population: 570 — Downey ranks 117th of 197 communities in Idaho (US Census Bureau, Vintage 2023).
• Population trend: About 0.9% above the 2020 Census base.
• People gained or lost: about 5 more since the 2020 base.
• Size percentile: about 41% of Idaho communities are smaller than Downey (570 residents).
• Density: the Census land area of 1.0 sq mi holds about 594 people per square mile.
• Land area rank: Downey's 1.0 square miles rank 105th of 197 places in Idaho.
• Share of state population: Downey's 570 residents are about 0.0% of Idaho.
• National rank: Downey is 12,637th of 19,457 places nationwide.
• Growth in Idaho: Downey stands 178th by percentage change from 2020 to 2023, among 197 places.
• Versus Idaho: the state average change is +7.1%, while Downey moved 0.9%.
• Density in Idaho: Downey ranks 148th by people per square mile.
• Against the state median: Downey runs about 594 residents per square mile, where the Idaho median is 1,026.
• Location: 42.4289 / -112.1233, per the US Census Bureau Gazetteer.
• Nearest larger cities: McCammon (16 mi); Malad City (18 mi); Grace (22 mi); Preston (26 mi); Inkom (26 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller places: Arimo (9 mi); Oxford (13 mi); Lava Hot Springs (14 mi).
• Smaller neighbours: 19 places smaller than Downey sit within 50 miles.
• Larger places within 100 miles: 87.

How Downey compares across Idaho

Within Idaho, Downey holds roughly 0.0% of all residents, the 117th-largest share among 197 places. Its 2020-to-2023 change ranks 178th of 197 Idaho places, putting it near the 10th percentile for growth. By density, at about 594 people per square mile, it ranks 148th in Idaho. Between 2020 and 2023 the count changed by roughly 5 residents.

Where Downey sits

The Census Gazetteer records about 1.0 square miles of land within Downey, with no significant water area listed. The resulting density is about 594 people per square mile. Boise City, the largest place in Idaho, is about 223 miles from Downey. A 50-mile radius around Downey takes in 23 places that are larger. By land area it ranks 105th of 197 Idaho places.

What is available to Downey borrowers

With about 594 residents per square mile, Downey is moderately settled, and 23 larger Census places sit within 50 miles. Distance to a branch rarely matters for Downey's 570 residents: the application is online and the price follows your credit file. For a larger market, the closest option is McCammon, ID about 16 miles away.

Idaho rules behind a Downey personal loan

This table holds the Idaho rate and licensing rules for consumer loans made to Downey's 570 residents.

What a Downey borrower is actually offered

A Downey personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 570 residents. A lender serving Downey's 570 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Downey loan but raises total interest, so the smallest payment is not the cheapest loan.