Personal loans in Arimo, ID
If you are weighing a personal loan in Arimo, start from the payment you can carry; its 350 residents face the same statewide rules. A 2020-to-2023 comparison shows Arimo down by about 0.6%.
An estimated 350 people make their home in Arimo, a figure that ranks 147th in Idaho. If debt is already a strain, a nonprofit credit counsellor can help Arimo residents before they take on more. Every figure below is Idaho's own, applied to Arimo's 350 residents, with the publisher and retrieval date attached. The nearest larger city is McCammon, ID about 6 miles away.
The Arimo data picture
Only a few things actually differ by place — population, area, location, and the Idaho rules a lender must follow — and they are below.
- Population: a Census-estimated 350, 147th among Idaho's 197 places (Vintage 2023).
- Population trend: Lower by roughly 0.6% since the 2020 count.
- Net change: roughly 2 fewer people than the 2020 Census counted.
- Size percentile: roughly 25% of Idaho's places have fewer residents than Arimo's 350.
- Population density: about 706 people per square mile across 0.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Arimo covers 0.5 square miles, the 151st-largest area among Idaho's 197 places.
- State population share: Arimo accounts for about 0.0% of everyone in Idaho.
- National rank: Arimo is 14,586th of 19,457 places nationwide.
- Growth rank: Arimo's 2020-to-2023 change ranks 187th of 197 places in Idaho.
- Versus Idaho: the state average change is +7.1%, while Arimo moved 0.6%.
- Density rank: Arimo places 136th among Idaho's places by people per square mile.
- Density in context: Arimo's 706 people per square mile sit against a Idaho median of 1,026.
- Location: it lies at 42.5599, -112.1720 in the Census Gazetteer.
- Nearest larger cities: McCammon (6 mi); Lava Hot Springs (9 mi); Downey (9 mi); Inkom (17 mi); Grace (23 mi). Online lenders reach Arimo no matter how far the nearest branch is.
- Nearest smaller towns: Bancroft (18 mi); Oxford (22 mi); Rockland (36 mi).
- Within a 50-mile radius: 7 smaller Census places.
- Larger places within 100 miles: 106.
Arimo: area, density and distance
Arimo covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 706 residents per square mile. For the state's biggest city, Boise City, the distance is roughly 217 miles. Within 50 miles of Arimo there are 26 larger Census places. The 100-mile radius contains 106 larger places.
Inside a Arimo personal loan
In Arimo, a small community of about 350, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Arimo can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Arimo loan is knowable in advance — unlike a revolving card balance.
What Idaho law requires in Arimo
These are Idaho's sourced lending facts as they reach Arimo's 350 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Idaho Department of Finance (IDOF) Source says: "Safeguarding the financial health of Idahoans through the appropriate oversight of diverse financial institutions, the education and protection of consumers". | Idaho Department of Finance as of 2026-09-16 |
| Idaho Credit Code finance-charge rule | No statutory maximum finance-charge rate — rate as agreed by the parties (Idaho Credit Code) Source says: "the rate of finance charge shall be that which is agreed upon between the parties to the transaction". | Idaho State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum legal rate (when no written contract fixes a different rate) Source says: "interest is allowed at the rate of twelve cents (12¢) on the hundred by the year". | Idaho State Legislature as of 2026-09-16 |
Getting a loan in Arimo
Arimo is a moderately settled community of about 350 people, with 26 larger places inside a 50-mile radius. Whether Arimo has a local branch or not, a Idaho-licensed lender can serve its 350 people online on the same terms. The nearest bigger place is McCammon, ID about 6 miles away.
Arimo's place among Idaho's 197 places
Among Idaho's 197 places, Arimo sits at 147th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 187th of 197 Idaho places, putting it near the 5th percentile for growth. By density, at about 706 people per square mile, it ranks 136th in Idaho. The population moved by about 2 people between 2020 and 2023, a 0.6% shift.
Common questions
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Nearby places
- McCammon, ID — population 816
- Downey, ID — population 570
- Lava Hot Springs, ID — population 375
- Inkom, ID — population 832
- Bancroft, ID — population 311
- Oxford, ID — population 43
- Malad City, ID — population 2,344
- Clifton, ID — population 454