Personal loans in Scottsburg, IN
A lender serving Scottsburg holds a Indiana licence and answers to a Indiana regulator; no city office is involved for its 7,373 residents. Lenders active in Scottsburg report to a Indiana supervisor, identified in the sourced rows below.
By population, Scottsburg sits at 96th in Indiana, with an estimated 7,373 residents. Use the calculator on this page to price an amount and term before you commit in Scottsburg. Scottsburg gained roughly 0.4% in population across the 2020-to-2023 comparison. The closest larger city is Charlestown, IN about 19 miles away.
What the Census records for Scottsburg
Read the local figures below as context; read the sourced Indiana table as the rulebook a lender here must follow.
- Population: 7,373 residents; Scottsburg is the 96th-largest of 565 places in Indiana (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 0.4% from 2020 to 2023.
- Net change: roughly 30 more people than the 2020 Census counted.
- Size percentile: roughly 83% of Indiana places rank below Scottsburg.
- Density: roughly 1,331 residents per square mile, spread over 5.5 sq mi of land.
- Land area: Scottsburg covers 5.5 square miles, the 99th-largest area among Indiana's 565 places.
- Water area rank: Scottsburg ranks 131st among Indiana's 565 places, with 0.02 sq mi.
- Share of state population: Scottsburg's 7,373 residents are about 0.2% of Indiana.
- National rank: Scottsburg is 3,870th of 19,457 places nationwide.
- Growth rank: Scottsburg ranks 251st among Indiana's 565 places for the 2020-to-2023 change.
- Against the state trend: Scottsburg's 0.4% change compares with a Indiana average of +1.0% across its 565 places.
- Density in Indiana: Scottsburg ranks 298th by people per square mile.
- Density vs Indiana: Scottsburg's 1,331 people per square mile compare with a state median of 1,375.
- Location: 38.6845, -85.7822 (Census Gazetteer coordinates).
- Nearest larger cities: Charlestown (19 mi); Seymour (19 mi); Sellersburg (20 mi); Madison (21 mi); Jeffersonville (25 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Austin (4 mi); Little York (7 mi); Crothersville (8 mi).
- Within a 50-mile radius: 159 smaller Census places.
- Within 100 miles: 105 places are larger than Scottsburg.
Land, water and location for Scottsburg
Inside Scottsburg's boundaries lie roughly 5.5 square miles of land and 0.02 square miles of water. The resulting density is about 1,331 people per square mile. The largest place in Indiana, Fort Wayne, lies about 170 miles away. A 50-mile radius around Scottsburg takes in 20 places that are larger. The 100-mile radius contains 105 larger places.
Where Scottsburg sits in Indiana
Within Indiana, Scottsburg holds roughly 0.2% of all residents, the 96th-largest share among 565 places. For population change between 2020 and 2023, Scottsburg ranks 251st of 565 in Indiana (about the 56th percentile). At about 1,331 people per square mile, Scottsburg is the 298th most densely settled place in Indiana. The population moved by about 30 people between 2020 and 2023, a 0.4% shift.
Lender access in Scottsburg
At roughly 1,331 people per square mile, Scottsburg is moderately settled; 20 larger places lie within 50 miles. What is available to Scottsburg's 7,373 borrowers is set by Indiana licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Charlestown, IN about 19 miles away.
The anatomy of a Scottsburg personal loan
With roughly 7,373 residents, Scottsburg is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Scottsburg can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Scottsburg loan is knowable in advance — unlike a revolving card balance.
What Indiana law requires in Scottsburg
These are Indiana's sourced lending facts as they reach Scottsburg's 7,373 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
Common questions
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Nearby places
- Austin, IN — population 4,160
- Little York, IN — population 188
- Crothersville, IN — population 1,493
- Borden, IN — population 805
- Charlestown, IN — population 8,460
- Seymour, IN — population 21,666
- Sellersburg, IN — population 10,058
- New Pekin, IN — population 1,323