Personal loans in Crothersville, IN

A 2020-to-2023 comparison shows Crothersville down by about 1.1%. An estimated 1,493 people make their home in Crothersville, a figure that ranks 247th in Indiana.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

With roughly 1,493 residents, Crothersville is a small community, and the lending rules its borrowers live under are written in Indiana, not by the city. Read the disclosure for an origination fee and any prepayment penalty before signing in Crothersville. Which products a lender may offer to Crothersville's 1,493 residents follows from the Indiana consumer-lending framework. The next larger city is Austin, IN about 4 miles away.

Borrowing in Crothersville: the local picture

Read the local figures below as context; read the sourced Indiana table as the rulebook a lender here must follow.

Crothersville: area, density and distance

Crothersville's land area is roughly 1.2 square miles, and the Gazetteer records no significant water area within it. With 1,493 residents, the land area yields roughly 1,287 people per square mile. The largest place in Indiana, Fort Wayne, lies about 163 miles away. Within 50 miles of Crothersville there are 53 larger Census places. The 100-mile radius contains 256 larger places.

The state rulebook for Crothersville

For the roughly 1,493 residents of Crothersville, the rules below are Indiana's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorIndiana Department of Financial Institutions (DFI), Consumer Credit Division
Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders".
Indiana Department of Financial Institutions
as of 2026-09-16
Maximum legal interest rate (usury cap)See the latest published figure
value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted.
Indiana General Assembly (Indiana Code)
as of 2026-09-16
Payday lending statusPermitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above)
Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal".
Indiana Department of Financial Institutions
as of 2026-09-16

Crothersville's place among Indiana's 565 places

Crothersville is the 247th-largest of 565 Census places in Indiana and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Crothersville stands 451st among Indiana's 565 places — roughly the 20th percentile. At about 1,287 people per square mile, Crothersville is the 313th most densely settled place in Indiana. In land area, Crothersville ranks 254th among Indiana's 565 places.

What is available to Crothersville borrowers

At roughly 1,287 people per square mile, Crothersville is moderately settled; 53 larger places lie within 50 miles. Distance to a branch rarely matters for Crothersville's 1,493 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Austin, IN about 4 miles away.

Before you apply in Crothersville

Before you hand your details to a lender in Crothersville, where the population is near 1,493:

  1. Pull your credit reports first and correct any error before a lender sees the file.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Get several pre-qualifications and compare APR side by side before choosing.
  4. Confirm the lender holds a Indiana licence by checking the regulator named above.
  5. Be clear on what the loan is for and how it gets repaid.
  6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
  7. Check the disclosure for fees that raise the true cost above the quoted rate.

What differs between Crothersville and the rest of Indiana is not the process but the borrower's own file, among the 1,493 people here.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Crothersville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Crothersville is the same as anywhere in Indiana.
What loan size can I expect in Crothersville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Crothersville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Crothersville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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