Personal loans in Crothersville, IN
A 2020-to-2023 comparison shows Crothersville down by about 1.1%. An estimated 1,493 people make their home in Crothersville, a figure that ranks 247th in Indiana.
With roughly 1,493 residents, Crothersville is a small community, and the lending rules its borrowers live under are written in Indiana, not by the city. Read the disclosure for an origination fee and any prepayment penalty before signing in Crothersville. Which products a lender may offer to Crothersville's 1,493 residents follows from the Indiana consumer-lending framework. The next larger city is Austin, IN about 4 miles away.
Borrowing in Crothersville: the local picture
Read the local figures below as context; read the sourced Indiana table as the rulebook a lender here must follow.
- Population: about 1,493 people live here, which puts Crothersville 247th of 565 Census places in Indiana (Vintage 2023).
- Population trend: Roughly 1.1% fewer residents than the 2020 Census counted.
- People gained or lost: about 16 fewer since the 2020 base.
- Size percentile: Crothersville sits ahead of around 56% of Indiana places, at 1,493 people.
- Density: roughly 1,287 residents per square mile, spread over 1.2 sq mi of land.
- By land area: Crothersville ranks 254th among Indiana's 565 places, at 1.2 sq mi.
- State population share: Crothersville accounts for about 0.0% of everyone in Indiana.
- National rank: Crothersville is the 8,702nd most populous of the 19,457 Census places covered here.
- Growth rank: Crothersville's 2020-to-2023 change ranks 451st of 565 places in Indiana.
- State comparison: Indiana's places average +1.0% for 2020-to-2023, against Crothersville's 1.1%.
- Density in Indiana: Crothersville ranks 313th by people per square mile.
- Against the state median: Crothersville runs about 1,287 residents per square mile, where the Indiana median is 1,375.
- Location: 38.7945 / -85.8400, per the US Census Bureau Gazetteer.
- Nearest larger cities: Austin (4 mi); Scottsburg (8 mi); Seymour (11 mi); Brownstown (13 mi); North Vernon (19 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places nearby: Little York (7 mi); Medora (18 mi); Vernon (18 mi).
- Smaller neighbours: 117 places smaller than Crothersville sit within 50 miles.
- Within 100 miles: 256 places are larger than Crothersville.
Crothersville: area, density and distance
Crothersville's land area is roughly 1.2 square miles, and the Gazetteer records no significant water area within it. With 1,493 residents, the land area yields roughly 1,287 people per square mile. The largest place in Indiana, Fort Wayne, lies about 163 miles away. Within 50 miles of Crothersville there are 53 larger Census places. The 100-mile radius contains 256 larger places.
The state rulebook for Crothersville
For the roughly 1,493 residents of Crothersville, the rules below are Indiana's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
Crothersville's place among Indiana's 565 places
Crothersville is the 247th-largest of 565 Census places in Indiana and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Crothersville stands 451st among Indiana's 565 places — roughly the 20th percentile. At about 1,287 people per square mile, Crothersville is the 313th most densely settled place in Indiana. In land area, Crothersville ranks 254th among Indiana's 565 places.
What is available to Crothersville borrowers
At roughly 1,287 people per square mile, Crothersville is moderately settled; 53 larger places lie within 50 miles. Distance to a branch rarely matters for Crothersville's 1,493 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Austin, IN about 4 miles away.
Before you apply in Crothersville
Before you hand your details to a lender in Crothersville, where the population is near 1,493:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a Indiana licence by checking the regulator named above.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
What differs between Crothersville and the rest of Indiana is not the process but the borrower's own file, among the 1,493 people here.
Common questions
What are my options in Crothersville if my credit is poor?
What loan size can I expect in Crothersville?
Do I have to pledge anything to borrow in Crothersville?
Does comparing loans in Crothersville cost me credit score points?
Nearby places
- Austin, IN — population 4,160
- Little York, IN — population 188
- Scottsburg, IN — population 7,373
- Seymour, IN — population 21,666
- Brownstown, IN — population 3,013
- Jonesville, IN — population 179
- Vernon, IN — population 236
- North Vernon, IN — population 6,566