Personal loans in Little York, IN
In Little York, one of 565 Census places in Indiana, the figure to compare across lenders is the APR, not the advertised rate. Pull your credit reports and line up at least three offers before you apply from Little York.
With an estimated 188 residents, Little York is the 511th-largest of 565 places in Indiana. To lend to Little York's 188 residents, a company must hold a Indiana licence, and each sourced row below names the regulator behind it. Little York lost roughly 0.5% of its population across the 2020-to-2023 comparison. Borrowers who want a bigger city can look to Austin, IN about 6 miles away.
Local context for Little York
Set out below is Little York's local context next to the state-level rules that reach every lender here.
- Population: about 188 people live here, which puts Little York 511th of 565 Census places in Indiana (Vintage 2023).
- Population trend: A decline of about 0.5% across the 2020-to-2023 comparison.
- Absolute change: 1 residents lost between 2020 and 2023.
- Size percentile: Little York sits ahead of around 10% of Indiana places, at 188 people.
- Population density: about 192 people per square mile across 1.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Little York covers 1.0 square miles, the 289th-largest area among Indiana's 565 places.
- Share of state population: Little York's 188 residents are about 0.0% of Indiana.
- National rank: Little York is 16,657th of 19,457 places nationwide.
- Growth in Indiana: Little York stands 371st by percentage change from 2020 to 2023, among 565 places.
- Against the state trend: Little York's 0.5% change compares with a Indiana average of +1.0% across its 565 places.
- Density in Indiana: Little York ranks 555th by people per square mile.
- Against the state median: Little York runs about 192 residents per square mile, where the Indiana median is 1,375.
- Location: 38.6993 / -85.9046, per the US Census Bureau Gazetteer.
- Nearest larger cities: Austin (6 mi); Scottsburg (7 mi); Crothersville (7 mi); Salem (12 mi); Brownstown (15 mi). Larger metros often have more branches, but online lenders reach Little York on the same terms.
- Smaller communities within reach: Saltillo (21 mi); Livonia (23 mi); Jonesville (25 mi).
- Smaller places within 50 miles: 24 of them.
- At 100 miles: 502 larger Census places fall inside that radius.
How personal loans work in Little York
A Little York personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 188 residents. Two numbers drive a Little York loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Little York loan but raises total interest, so the smallest payment is not the cheapest loan.
How Indiana law applies in Little York
For the roughly 188 residents of Little York, the rules below are Indiana's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
Little York in state context
Within Indiana, Little York holds roughly 0.0% of all residents, the 511th-largest share among 565 places. On the 2020-to-2023 trend, Little York stands 371st among Indiana's 565 places — roughly the 34th percentile. Its roughly 192 residents per square mile place it 555th among Indiana's places. In land area, Little York ranks 289th among Indiana's 565 places.
The geography behind Little York
Little York covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 192 residents per square mile. The largest place in Indiana, Fort Wayne, lies about 170 miles away. Within 50 miles of Little York there are 150 larger Census places. The 100-mile radius contains 502 larger places.
Borrowing reach in Little York
Little York is lightly settled, with about 192 people per square mile and 150 larger places within 50 miles. A Indiana licence lets a lender serve Little York without a local office, so branch density does not change what its 188 residents are offered. For a larger market, the closest option is Austin, IN about 6 miles away.
Common questions
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Nearby places
- Austin, IN — population 4,160
- Crothersville, IN — population 1,493
- Scottsburg, IN — population 7,373
- Salem, IN — population 6,437
- New Pekin, IN — population 1,323
- Brownstown, IN — population 3,013
- Borden, IN — population 805
- Seymour, IN — population 21,666