Personal loans in Borden, IN
A lender serving Borden holds a Indiana licence and answers to a Indiana regulator; no city office is involved for its 805 residents. Borden is home to roughly 805 people and stands 336th by size out of 565 Census places in Indiana.
A 2020-to-2023 comparison shows Borden up by about 2.9%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Borden loan. A larger market lies at New Pekin, IN about 4 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Borden's 805 residents.
What the Census records for Borden
What follows is Borden's place in the Census record, alongside the Indiana rules that govern a personal loan made here.
- Population: 805 people, a figure that places Borden 336th among the 565 Census places in Indiana (US Census Bureau, Vintage 2023).
- Population trend: Roughly 2.9% more residents than the 2020 Census counted.
- Net change: roughly 23 more people than the 2020 Census counted.
- Size percentile: Borden's 805 people outrank roughly 41% of the places in Indiana.
- Density: the Census land area of 1.4 sq mi holds about 578 people per square mile.
- By land area: Borden ranks 228th among Indiana's 565 places, at 1.4 sq mi.
- State population share: Borden accounts for about 0.0% of everyone in Indiana.
- National rank: Borden is 11,153rd of 19,457 places nationwide.
- Growth rank: Borden's 2020-to-2023 change ranks 57th of 565 places in Indiana.
- State comparison: Indiana's places average +1.0% for 2020-to-2023, against Borden's 2.9%.
- Density rank: Borden places 509th among Indiana's places by people per square mile.
- Density vs Indiana: Borden's 578 people per square mile compare with a state median of 1,375.
- Location: it lies at 38.4720, -85.9482 in the Census Gazetteer.
- Nearest larger cities: New Pekin (4 mi); Greenville (7 mi); Palmyra (10 mi); Sellersburg (11 mi); Georgetown (12 mi). Living near a larger metro rarely changes what is available in Borden.
- Smaller communities within reach: Crandall (14 mi); Little York (16 mi); Livonia (19 mi).
- Smaller neighbours: 86 places smaller than Borden sit within 50 miles.
- Within 100 miles: 296 places are larger than Borden.
Which Indiana laws govern a loan in Borden
Indiana has no separate rate rule for Borden; the sourced rows below are what reach every lender that serves its 805 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
Getting a loan in Borden
Borden is a moderately settled community of about 805 people, with 82 larger places inside a 50-mile radius. Whether Borden has a local branch or not, a Indiana-licensed lender can serve its 805 people online on the same terms. For a larger market, the closest option is New Pekin, IN about 4 miles away.
Borden on the map
Inside Borden's boundaries lie about 1.4 square miles of land, with no significant water area recorded. Spread across it are roughly 578 residents per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 186 miles. Borden has 82 larger places within a 50-mile radius. The 100-mile radius contains 296 larger places.
How personal loans work in Borden
Borden is a small community of about 805 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Borden loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Borden loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
How Borden compares across Indiana
Set beside Indiana's 565 places, Borden ranks 336th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Borden stands 57th among Indiana's 565 places — roughly the 90th percentile. At about 578 people per square mile, Borden is the 509th most densely settled place in Indiana. In land area, Borden ranks 228th among Indiana's 565 places.
Common questions
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Nearby places
- New Pekin, IN — population 1,323
- Greenville, IN — population 1,441
- Palmyra, IN — population 902
- Georgetown, IN — population 3,781
- Sellersburg, IN — population 10,058
- Salem, IN — population 6,437
- New Albany, IN — population 37,329
- Crandall, IN — population 138