Personal loans in Crandall, IN
The roughly 138 people who live in Crandall borrow under Indiana rules; city hall sets no personal-loan rate. Crandall ranks 530th of 565 places in Indiana, with a population near 138.
Judge Crandall offers on total cost, not on how quickly the money arrives. The trend for Crandall between 2020 and 2023 is upward by roughly 1.5%. To lend to Crandall's 138 residents, a company must hold a Indiana licence, and each sourced row below names the regulator behind it. The closest larger place is Georgetown, IN about 6 miles away.
Crandall: the sourced local profile
Most of what governs a Crandall loan is written in Indiana law rather than in the city; the sourced notes below make that split concrete.
- Population: an estimated 138 residents, 530th of 565 places in Indiana (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is positive, near 1.5%.
- Net change: roughly 2 more people than the 2020 Census counted.
- Size percentile: roughly 6% of Indiana places rank below Crandall.
- Population density: 1,327 people per square mile on 0.1 square miles of land.
- By land area: Crandall ranks 544th among Indiana's 565 places, at 0.1 sq mi.
- State population share: Crandall accounts for about 0.0% of everyone in Indiana.
- National rank: Crandall is the 17,456th most populous of the 19,457 Census places covered here.
- Growth rank: Crandall's 2020-to-2023 change ranks 136th of 565 places in Indiana.
- Versus Indiana: the state average change is +1.0%, while Crandall moved 1.5%.
- Density rank: Crandall places 299th among Indiana's places by people per square mile.
- Density in context: Crandall's 1,327 people per square mile sit against a Indiana median of 1,375.
- Location: mapped by the US Census Bureau at 38.2881, -86.0659.
- Nearest larger cities: Georgetown (6 mi); Lanesville (6 mi); Corydon (6 mi); Greenville (7 mi); Palmyra (9 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: New Middletown (9 mi); New Amsterdam (17 mi); Laconia (18 mi).
- Within a 50-mile radius: 12 smaller Census places.
- At 100 miles: 413 larger Census places fall inside that radius.
The Crandall borrowing checklist
For Crandall's roughly 138 residents, these are the steps that most influence the offer:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Check the Indiana regulator's records to confirm the lender is licensed here.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
In Crandall as elsewhere in Indiana, the written terms — not the advertisement — are what count for its 138 residents.
Indiana rules behind a Crandall personal loan
The rows below set out what a licensed lender must follow in Indiana, and so for Crandall's roughly 138 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
The geography behind Crandall
Crandall covers about 0.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,327 people per square mile. The state's population centre of gravity, Fort Wayne, is roughly 200 miles away. Within 50 miles of Crandall there are 160 larger Census places. By land area it ranks 544th of 565 Indiana places.
How a Crandall personal loan is priced
Most loans made to Crandall's 138 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Crandall can be quoted different APRs on the same amount and term. The term you choose in Crandall decides the split between a comfortable payment and the total interest you pay.
How lenders reach Crandall
Crandall is a moderately settled community of about 138 people, with 160 larger places inside a 50-mile radius. Distance to a branch rarely matters for Crandall's 138 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Georgetown, IN about 6 miles away.
Common questions
What are my options in Crandall if my credit is poor?
What loan size can I expect in Crandall?
Do I have to pledge anything to borrow in Crandall?
Does comparing loans in Crandall cost me credit score points?
Nearby places
- Corydon, IN — population 3,168
- Lanesville, IN — population 941
- Georgetown, IN — population 3,781
- Greenville, IN — population 1,441
- New Middletown, IN — population 92
- Palmyra, IN — population 902
- Elizabeth, IN — population 202
- Milltown, IN — population 797