Personal loans in Schulenburg, TX
At about 2,783 residents, Schulenburg is larger than roughly 58% of the places in Texas. The trend for Schulenburg between 2020 and 2023 is upward by roughly 5.5%.
A lender serving Schulenburg holds a Texas licence and answers to a Texas regulator; no city office is involved for its 2,783 residents. For the 2,783 people in Schulenburg, Texas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Pull your credit reports and line up at least three offers before you apply from Schulenburg. The closest larger city is La Grange, TX about 16 miles away.
Local context for Schulenburg
Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.
- Population: about 2,783 people live here, which puts Schulenburg 511th of 1,224 Census places in Texas (Vintage 2023).
- Population trend: Roughly 5.5% more residents than the 2020 Census counted.
- People gained or lost: about 146 more since the 2020 base.
- Size percentile: about 58% of Texas communities are smaller than Schulenburg (2,783 residents).
- Density: the Census land area of 2.6 sq mi holds about 1,065 people per square mile.
- Land area: Schulenburg covers 2.6 square miles, the 570th-largest area among Texas's 1,224 places.
- State population share: Schulenburg accounts for about 0.0% of everyone in Texas.
- National standing: Schulenburg ranks 6,505th of 19,457 US places.
- Growth in Texas: Schulenburg stands 406th by percentage change from 2020 to 2023, among 1,224 places.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Schulenburg's 5.5%.
- Density in Texas: Schulenburg ranks 477th by people per square mile.
- Density vs Texas: Schulenburg's 1,065 people per square mile compare with a state median of 840.
- Location: 29.6820, -96.9075 (Census Gazetteer coordinates).
- Nearest larger cities: La Grange (16 mi); Columbus (21 mi); Smithville (27 mi); Yoakum (30 mi); Gonzales (34 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Weimar (8 mi); Flatonia (12 mi); Ellinger (16 mi).
- Smaller neighbours: 14 places smaller than Schulenburg sit within 50 miles.
- At 100 miles: 107 larger Census places fall inside that radius.
Schulenburg on the map
Schulenburg's land area is roughly 2.6 square miles, and the Gazetteer records no significant water area within it. With 2,783 residents, the land area yields roughly 1,065 people per square mile. For the state's biggest city, Houston, the distance is roughly 91 miles. Counting outward 50 miles, 14 larger communities surround Schulenburg. Within the same 50 miles lie 14 smaller Census places.
Inside a Schulenburg personal loan
In Schulenburg, a small community of about 2,783, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Schulenburg. Because the payment is fixed, the total cost of a Schulenburg loan is knowable in advance — unlike a revolving card balance.
How Schulenburg compares across Texas
Against Texas's other places, Schulenburg accounts for about 0.0% of the state's population and ranks 511th of 1,224 by size. For population change between 2020 and 2023, Schulenburg ranks 406th of 1,224 in Texas (about the 67th percentile). By density, at about 1,065 people per square mile, it ranks 477th in Texas. By land area, its 2.6 square miles rank 570th of 1,224 places in Texas.
Texas rules behind a Schulenburg personal loan
These are Texas's sourced lending facts as they reach Schulenburg's 2,783 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Getting a loan in Schulenburg
At roughly 1,065 people per square mile, Schulenburg is moderately settled; 14 larger places lie within 50 miles. Distance to a branch rarely matters for Schulenburg's 2,783 residents: the application is online and the price follows your credit file. The nearest larger city, La Grange, TX about 16 miles away.
Common questions
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Nearby places
- Weimar, TX — population 2,152
- Flatonia, TX — population 1,371
- La Grange, TX — population 4,541
- Hallettsville, TX — population 2,756
- Ellinger, TX — population 296
- Moulton, TX — population 859
- Fayetteville, TX — population 250
- Columbus, TX — population 3,786