Personal loans in Fayetteville, TX

Consumer lending that reaches Fayetteville's 250 residents is governed by Texas statute; no city ordinance changes it. Roughly 250 residents live in Fayetteville, the 1,121st-largest community in Texas. Rate-shopping from Fayetteville costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The trend for Fayetteville between 2020 and 2023 is upward by roughly 2.0%. The next larger city is Ellinger, TX about 5 miles away.

Borrowing in Fayetteville: the local picture

Two layers matter for a Fayetteville borrower: the local population picture and Texas's consumer-lending statutes.

• Population: 250 residents; Fayetteville is the 1,121st-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
• Population trend: Roughly 2.0% more residents than the 2020 Census counted.
• People gained or lost: about 5 more since the 2020 base.
• Size percentile: about 8% of Texas communities are smaller than Fayetteville (250 residents).
• Density: the Census land area of 0.5 sq mi holds about 498 people per square mile.
• By land area: Fayetteville ranks 1,151st among Texas's 1,224 places, at 0.5 sq mi.
• Share of Texas: Fayetteville holds about 0.0% of the state's population, some 250 people.
• National standing: Fayetteville ranks 15,752nd of 19,457 US places.
• Growth rank: Fayetteville's 2020-to-2023 change ranks 638th of 1,224 places in Texas.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Fayetteville's 2.0%.
• Density in Texas: Fayetteville ranks 883rd by people per square mile.
• Against the state median: Fayetteville runs about 498 residents per square mile, where the Texas median is 840.
• Location: coordinates 29.9063, -96.6759 (US Census Bureau Gazetteer).
• Nearest larger cities: Ellinger (5 mi); Industry (12 mi); La Grange (12 mi); Weimar (15 mi); Columbus (16 mi). Living near a larger metro rarely changes what is available in Fayetteville.
• Nearest smaller towns: Round Top (11 mi); Carmine (17 mi); South Frydek (38 mi).
• Smaller neighbours: 3 places smaller than Fayetteville sit within 50 miles.
• Larger places within 100 miles: 218.

Fayetteville against the rest of Texas

Set beside Texas's 1,224 places, Fayetteville ranks 1,121st by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 638th of 1,224 Texas places, putting it near the 48th percentile for growth. At about 498 people per square mile, Fayetteville is the 883rd most densely settled place in Texas. Between 2020 and 2023 the count changed by roughly 5 residents.

What a Fayetteville borrower is actually offered

Fayetteville is a small community of about 250 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Fayetteville's rank of 1,121st in Texas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Fayetteville loan is knowable in advance — unlike a revolving card balance.

Texas consumer-lending rules applied in Fayetteville

This table holds the Texas rate and licensing rules for consumer loans made to Fayetteville's 250 residents.

Fayetteville on the map

Fayetteville's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 498 residents per square mile. Houston, the largest place in Texas, is about 78 miles from Fayetteville. Within 50 miles of Fayetteville there are 38 larger Census places. By land area it ranks 1,151st of 1,224 Texas places.

What is available to Fayetteville borrowers

Fayetteville is lightly settled, with about 498 people per square mile and 38 larger places within 50 miles. What is available to Fayetteville's 250 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Ellinger, TX about 5 miles away.