Personal loans in Flatonia, TX

State law, not city hall, decides what a lender may do to Flatonia's roughly 1,371 residents, and a state regulator supervises it. At about 1,371 residents, Flatonia is larger than roughly 42% of the places in Texas. Judge Flatonia offers on total cost, not on how quickly the money arrives. The trend for Flatonia between 2020 and 2023 is upward by roughly 3.9%. The nearest larger city is Schulenburg, TX about 12 miles away.

Flatonia: population, trend and location

The figures below are Flatonia's own — Census population, land area and coordinates — followed by the Texas rules.

• Population: an estimated 1,371 residents, 715th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: A rise of about 3.9% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 51 residents.
• Size percentile: roughly 42% of Texas places rank below Flatonia.
• Population density: 829 people per square mile on 1.7 square miles of land.
• Land area: Flatonia covers 1.7 square miles, the 807th-largest area among Texas's 1,224 places.
• Water: Flatonia holds about 0.02 square miles, the 476th-largest water area in Texas.
• State share: roughly 0.0% of Texas's residents live in Flatonia (1,371 people).
• National rank: Flatonia sits 9,042nd by population among the 19,457 places in this dataset.
• Growth in Texas: Flatonia stands 514th by percentage change from 2020 to 2023, among 1,224 places.
• Against the state trend: Flatonia's 3.9% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Flatonia places 623rd among Texas's places by people per square mile.
• Density in context: Flatonia's 829 people per square mile sit against a Texas median of 840.
• Location: 29.6897, -97.1052 (Census Gazetteer coordinates).
• Nearest larger cities: Schulenburg (12 mi); Shiner (18 mi); Hallettsville (20 mi); Weimar (20 mi); La Grange (21 mi). A branch is convenient; it is not what sets your APR.
• Smaller places nearby: Moulton (8 mi); Waelder (12 mi); Ellinger (26 mi).
• Smaller neighbours: 16 places smaller than Flatonia sit within 50 miles.
• At 100 miles: 146 larger Census places fall inside that radius.

A practical checklist for Flatonia borrowers

Before you hand your details to a lender in Flatonia, where the population is near 1,371:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Make sure the lender appears in the Texas regulator's licence list.
5. Make sure the new payment leaves room in a budget you already keep.
6. Pick the shortest term whose payment you can comfortably afford.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

In Flatonia as elsewhere in Texas, the written terms — not the advertisement — are what count for its 1,371 residents.

Texas consumer-lending rules applied in Flatonia

This table holds the Texas rate and licensing rules for consumer loans made to Flatonia's 1,371 residents.

Borrowing reach in Flatonia

Flatonia is moderately settled, with about 829 people per square mile and 18 larger places within 50 miles. Lenders licensed in Texas reach Flatonia's 1,371 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Schulenburg, TX about 12 miles away.

The anatomy of a Flatonia personal loan

A Flatonia personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,371 residents. A lender serving Flatonia's 1,371 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Flatonia decides the split between a comfortable payment and the total interest you pay.

Land, water and location for Flatonia

Flatonia covers about 1.7 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 829 residents per square mile. Houston, the largest place in Texas, is about 103 miles from Flatonia. Within 50 miles of Flatonia there are 18 larger Census places. Within the same 50 miles lie 16 smaller Census places.