Personal loans in Hallettsville, TX

The Census estimates 2,756 residents in Hallettsville, which ranks it 516th of 1,224 places in Texas. Population in Hallettsville climbed about 1.2% over the three years from 2020 to 2023.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

For a borrower among the roughly 2,756 residents of Hallettsville, a personal loan is a tool whose cost turns on the terms, not the address. Every figure below is Texas's own, applied to Hallettsville's 2,756 residents, with the publisher and retrieval date attached. Verify the lender's Texas licence against the regulator named below before borrowing in Hallettsville. The nearest larger city is Yoakum, TX about 16 miles away.

Hallettsville: the sourced local profile

Here is the sourced Census picture for Hallettsville, plus the Texas lending rules that apply to a loan taken out here.

Hallettsville in state context

Against Texas's other places, Hallettsville accounts for about 0.0% of the state's population and ranks 516th of 1,224 by size. Its 2020-to-2023 change ranks 724th of 1,224 Texas places, putting it near the 41th percentile for growth. Its roughly 1,008 residents per square mile place it 509th among Texas's places. In land area, Hallettsville ranks 555th among Texas's 1,224 places.

How a Hallettsville personal loan is priced

Most loans made to Hallettsville's 2,756 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Hallettsville can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Hallettsville loan but raises total interest, so the smallest payment is not the cheapest loan.

Texas rules behind a Hallettsville personal loan

When Texas does not publish a figure, the row links to the source instead of inventing a number; Hallettsville is bound by the same rules.

RuleDetailSource
State lending regulatorTexas Office of Consumer Credit Commissioner (OCCC)
Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Maximum legal interest rate (usury cap)10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001)
Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law.
Texas Legislature (Texas Constitution and Statutes)
as of 2026-09-16
Payday lending statusLegal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393)
Source says: the credit access business that serves as the broker is the licensee in this regulated industry
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16

The geography behind Hallettsville

The Census Gazetteer records about 2.7 square miles of land within Hallettsville, with no significant water area listed. The resulting density is about 1,008 people per square mile. For the state's biggest city, Houston, the distance is roughly 96 miles. A 50-mile radius around Hallettsville takes in 12 places that are larger. Within the same 50 miles lie 12 smaller Census places.

Borrowing reach in Hallettsville

Hallettsville is moderately settled, with about 1,008 people per square mile and 12 larger places within 50 miles. A Texas licence lets a lender serve Hallettsville without a local office, so branch density does not change what its 2,756 residents are offered. The nearest larger city, Yoakum, TX about 16 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Hallettsville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Hallettsville is the same as anywhere in Texas.
What loan size can I expect in Hallettsville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Hallettsville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Hallettsville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related