Personal loans in Sabin, MN
By population, Sabin sits at 449th in Minnesota, with an estimated 606 residents. Sabin counts about 606 people, and what is genuinely local about borrowing here is limited — Minnesota law does the governing.
Price two or three terms so you can see which payment is truly affordable in Sabin. Which products a lender may offer to Sabin's 606 residents follows from the Minnesota consumer-lending framework. Sabin lost roughly 1.9% of its population across the 2020-to-2023 comparison. The next larger city is Dilworth, MN about 7 miles away.
Sabin by the numbers
Read the local figures below as context; read the sourced Minnesota table as the rulebook a lender here must follow.
- Population: a Census-estimated 606, 449th among Minnesota's 853 places (Vintage 2023).
- Population trend: About 1.9% below the 2020 Census base.
- People gained or lost: about 12 fewer since the 2020 base.
- Size percentile: with 606 residents, Sabin is larger than about 47% of Minnesota's Census places.
- Density: the Census land area of 0.5 sq mi holds about 1,335 people per square mile.
- By land area: Sabin ranks 711th among Minnesota's 853 places, at 0.5 sq mi.
- State share: roughly 0.0% of Minnesota's residents live in Sabin (606 people).
- National rank: Sabin sits 12,395th by population among the 19,457 places in this dataset.
- Growth in Minnesota: Sabin stands 622nd by percentage change from 2020 to 2023, among 853 places.
- Versus Minnesota: the state average change is +0.1%, while Sabin moved 1.9%.
- Density rank: Sabin is the 174th most densely settled place in Minnesota.
- Density vs Minnesota: Sabin's 1,335 people per square mile compare with a state median of 607.
- Location: 46.7814 / -96.6542, per the US Census Bureau Gazetteer.
- Nearest larger cities: Dilworth (7 mi); Glyndon (7 mi); Moorhead (7 mi); Fargo (10 mi); Horace (12 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: Briarwood (7 mi); Frontier (9 mi); Prairie Rose (9 mi).
- Within a 50-mile radius: 54 smaller Census places.
- At 100 miles: 74 larger Census places fall inside that radius.
Sabin against the rest of Minnesota
Within Minnesota, Sabin holds roughly 0.0% of all residents, the 449th-largest share among 853 places. For population change between 2020 and 2023, Sabin ranks 622nd of 853 in Minnesota (about the 27th percentile). Its roughly 1,335 residents per square mile place it 174th among Minnesota's places. By land area, its 0.5 square miles rank 711th of 853 places in Minnesota.
Borrowing reach in Sabin
Sabin is a moderately settled community of about 606 people, with 25 larger places inside a 50-mile radius. A Minnesota licence lets a lender serve Sabin without a local office, so branch density does not change what its 606 residents are offered. The nearest bigger place is Dilworth, MN about 7 miles away.
Minnesota rules behind a Sabin personal loan
Read the table as a lender's compliance picture for Sabin: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
The Sabin borrowing checklist
For Sabin's roughly 606 residents, these are the steps that most influence the offer:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a Minnesota licence by checking the regulator named above.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
The process is identical across Minnesota; what changes is your credit file, not the fact that Sabin holds 606 people.
How a Sabin personal loan is priced
With roughly 606 residents, Sabin is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Sabin. A longer term lowers the monthly payment on a Sabin loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Sabin if my credit is poor?
What loan size can I expect in Sabin?
Do I have to pledge anything to borrow in Sabin?
Does comparing loans in Sabin cost me credit score points?
Nearby places
- Dilworth, MN — population 4,772
- Glyndon, MN — population 1,358
- Moorhead, MN — population 45,202
- Briarwood, ND — population 53
- Comstock, MN — population 99
- Frontier, ND — population 193
- Prairie Rose, ND — population 55
- Fargo, ND — population 133,188