Personal loans in Comstock, MN
A lender that serves Comstock operates under Minnesota lending statutes and a Minnesota supervisor. Comstock is a small community in Minnesota, with an estimated 99 residents, and every licensed lender here follows the same state rulebook.
By population, Comstock sits at 757th in Minnesota, with an estimated 99 residents. Comstock's population held flat through the 2020-to-2023 comparison. Work out your debt-to-income ratio first; lenders weigh it heavily, and Comstock's 99 residents are no exception. For a bigger market, look to Oxbow, ND about 4 miles away.
Where Comstock stands
Set out below is Comstock's local context next to the state-level rules that reach every lender here.
- Population: about 99 people live here, which puts Comstock 757th of 853 Census places in Minnesota (Vintage 2023).
- Population trend: Held essentially flat from the 2020 Census base to the 2023 estimate.
- Size percentile: with 99 residents, Comstock is larger than about 11% of Minnesota's Census places.
- Density: the Census land area of 0.2 sq mi holds about 429 people per square mile.
- By land area: Comstock ranks 815th among Minnesota's 853 places, at 0.2 sq mi.
- Share of state population: Comstock's 99 residents are about 0.0% of Minnesota.
- National rank: Comstock sits 18,137th by population among the 19,457 places in this dataset.
- Growth rank: Comstock ranks 334th among Minnesota's 853 places for the 2020-to-2023 change.
- State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Comstock's 0.0%.
- Density in Minnesota: Comstock ranks 532nd by people per square mile.
- Against the state median: Comstock runs about 429 residents per square mile, where the Minnesota median is 607.
- Location: the Census Gazetteer records it at 46.6596, -96.7465.
- Nearest larger cities: Oxbow (4 mi); Christine (6 mi); Wolverton (7 mi); Sabin (9 mi); Horace (10 mi). Living near a larger metro rarely changes what is available in Comstock.
- Smaller towns nearby: Briarwood (9 mi); Prairie Rose (12 mi); Kent (16 mi).
- Smaller neighbours: 17 places smaller than Comstock sit within 50 miles.
- Within 100 miles: 193 places are larger than Comstock.
Steps to take before a Comstock loan
Before you hand your details to a lender in Comstock, where the population is near 99:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Look the lender up in the Minnesota regulator's licence records before you sign.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
None of these steps is Comstock-specific: the same Minnesota licensing and disclosure rules reach all 99 residents.
Comstock in state context
Comstock is the 757th-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. For population change between 2020 and 2023, Comstock ranks 334th of 853 in Minnesota (about the 61th percentile). Its roughly 429 residents per square mile place it 532nd among Minnesota's places. Between 2020 and 2023 the count changed by roughly 0 residents.
What is available to Comstock borrowers
With about 429 residents per square mile, Comstock is lightly settled, and 64 larger Census places sit within 50 miles. A Minnesota licence lets a lender serve Comstock without a local office, so branch density does not change what its 99 residents are offered. The nearest larger city, Oxbow, ND about 4 miles away.
What Minnesota law requires in Comstock
Every row below records a Minnesota rule, its publisher and its retrieval date — the same rules a Comstock lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
Comstock: area, density and distance
Comstock's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. That land carries about 429 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 204 miles away. Comstock has 64 larger places within a 50-mile radius. Within the same 50 miles lie 17 smaller Census places.
Common questions
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Does comparing loans in Comstock cost me credit score points?
Nearby places
- Oxbow, ND — population 371
- Wolverton, MN — population 119
- Christine, ND — population 151
- Briarwood, ND — population 53
- Sabin, MN — population 606
- Frontier, ND — population 193
- Prairie Rose, ND — population 55
- Horace, ND — population 5,643