Personal loans in Frontier, ND

Verify the lender's North Dakota licence against the regulator named below before borrowing in Frontier. For the 193 people in Frontier, North Dakota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The trend for Frontier between 2020 and 2023 is downward by roughly 1.5%. A larger market lies at Fargo, ND about 4 miles away.

The Frontier data picture

Only a few things actually differ by place — population, area, location, and the North Dakota rules a lender must follow — and they are below.

• Population: 193 people, a figure that places Frontier 161st among the 355 Census places in North Dakota (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 1.5% from 2020 to 2023.
• People gained or lost: about 3 fewer since the 2020 base.
• Size percentile: roughly 55% of North Dakota places rank below Frontier.
• Population density: about 1,027 people per square mile across 0.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Frontier ranks 314th among North Dakota's 355 places, at 0.2 sq mi.
• Share of state population: Frontier's 193 residents are about 0.0% of North Dakota.
• National rank: Frontier is the 16,593rd most populous of the 19,457 Census places covered here.
• Growth rank: Frontier's 2020-to-2023 change ranks 147th of 355 places in North Dakota.
• State comparison: North Dakota's places average -1.2% for 2020-to-2023, against Frontier's 1.5%.
• Density rank: Frontier is the 50th most densely settled place in North Dakota.
• Density vs North Dakota: Frontier's 1,027 people per square mile compare with a state median of 352.
• Location: latitude 46.8003, longitude -96.8333 (Census Gazetteer).
• Nearest larger cities: Fargo (4 mi); Horace (5 mi); West Fargo (5 mi); Moorhead (6 mi); Dilworth (8 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Prairie Rose (1 mi); Briarwood (2 mi); North River (10 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 34 smaller Census places.
• Within 100 miles: 146 places are larger than Frontier.

Before you apply in Frontier

Before you apply in Frontier, a community of about 193, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Verify the lender's North Dakota licence with the regulator listed on this page.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Test the payment against your current bills before you commit.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

In Frontier as elsewhere in North Dakota, the written terms — not the advertisement — are what count for its 193 residents.

North Dakota rules behind a Frontier personal loan

This table holds the North Dakota rate and licensing rules for consumer loans made to Frontier's 193 residents.

What shapes a Frontier personal loan

A Frontier personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 193 residents. The APR tracks your credit score rather than Frontier's rank of 161st in North Dakota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Frontier loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Frontier sits in North Dakota

Frontier is the 161st-largest of 355 Census places in North Dakota and contains about 0.0% of the state's people. For population change between 2020 and 2023, Frontier ranks 147th of 355 in North Dakota (about the 59th percentile). Its roughly 1,027 residents per square mile place it 50th among North Dakota's places. Within 50 miles sit 34 smaller Census places, alongside the 47 that are larger.

Getting a loan in Frontier

Frontier is moderately settled, with about 1,027 people per square mile and 47 larger places within 50 miles. Lenders licensed in North Dakota reach Frontier's 193 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Fargo, ND about 4 miles away.