Personal loans in Glyndon, MN
For a borrower among the roughly 1,358 residents of Glyndon, a personal loan is a tool whose cost turns on the terms, not the address. Roughly 1,358 residents live in Glyndon, the 308th-largest community in Minnesota.
For a bigger market, look to Dilworth, MN about 6 miles away. Glyndon added about 4.0% to its population between the 2020 base and the 2023 estimate. For the 1,358 people in Glyndon, Minnesota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Compare APR, not the interest rate, because the APR folds in most fees on a Glyndon loan.
Local context for Glyndon
Here is the sourced Census picture for Glyndon, plus the Minnesota lending rules that apply to a loan taken out here.
- Population: the Census counts 1,358 residents in Glyndon (Vintage 2023 subcounty estimate), the 308th-largest figure among Minnesota's 853 places.
- Population trend: Roughly 4.0% more residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a gain of about 52 residents.
- Size percentile: Glyndon's 1,358 people outrank roughly 64% of the places in Minnesota.
- Population density: about 858 people per square mile across 1.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Glyndon covers 1.6 square miles, the 376th-largest area among Minnesota's 853 places.
- Share of Minnesota: Glyndon holds about 0.0% of the state's population, some 1,358 people.
- National rank: Glyndon is 9,076th of 19,457 places nationwide.
- Growth in Minnesota: Glyndon stands 88th by percentage change from 2020 to 2023, among 853 places.
- Versus Minnesota: the state average change is +0.1%, while Glyndon moved 4.0%.
- Density in Minnesota: Glyndon ranks 326th by people per square mile.
- Against the state median: Glyndon runs about 858 residents per square mile, where the Minnesota median is 607.
- Location: latitude 46.8710, longitude -96.5784 (Census Gazetteer).
- Nearest larger cities: Dilworth (6 mi); Moorhead (8 mi); Fargo (12 mi); Hawley (12 mi); West Fargo (15 mi). Lenders licensed in the state serve Glyndon whether or not they keep a local branch.
- Nearest smaller towns: Sabin (7 mi); Briarwood (12 mi); North River (12 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 62 of them.
- Larger places within 100 miles: 36.
Inside a Glyndon personal loan
With roughly 1,358 residents, Glyndon is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Glyndon. Shortening the term on a Glyndon loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
How Glyndon compares across Minnesota
Among Minnesota's 853 places, Glyndon sits at 308th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 88th of 853 Minnesota places, putting it near the 90th percentile for growth. At about 858 people per square mile, Glyndon is the 326th most densely settled place in Minnesota. By land area, its 1.6 square miles rank 376th of 853 places in Minnesota.
Minnesota rules behind a Glyndon personal loan
This table holds the Minnesota rate and licensing rules for consumer loans made to Glyndon's 1,358 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
Where Glyndon sits
Inside Glyndon's boundaries lie about 1.6 square miles of land, with no significant water area recorded. The resulting density is about 858 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 207 miles away. A 50-mile radius around Glyndon takes in 16 places that are larger. Within the same 50 miles lie 62 smaller Census places.
Before you apply in Glyndon
These steps shape the offer you get in Glyndon, a place of about 1,358 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Check the Minnesota regulator's records to confirm the lender is licensed here.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
What differs between Glyndon and the rest of Minnesota is not the process but the borrower's own file, among the 1,358 people here.
Common questions
What are my options in Glyndon if my credit is poor?
What loan size can I expect in Glyndon?
Do I have to pledge anything to borrow in Glyndon?
Does comparing loans in Glyndon cost me credit score points?
Nearby places
- Sabin, MN — population 606
- Dilworth, MN — population 4,772
- Moorhead, MN — population 45,202
- Felton, MN — population 168
- Briarwood, ND — population 53
- North River, ND — population 56
- Fargo, ND — population 133,188
- Hawley, MN — population 2,283