Personal loans in Felton, MN
Felton ranks 682nd of 853 places in Minnesota, with a population near 168. A lender serving Felton holds a Minnesota licence and answers to a Minnesota regulator; no city office is involved for its 168 residents.
Felton lost roughly 3.4% of its population across the 2020-to-2023 comparison. Compare APR, not the interest rate, because the APR folds in most fees on a Felton loan. Rate ceilings, licensing requirements and product limits for Felton are all set at the Minnesota level. The closest larger city is Ulen, MN about 12 miles away.
Felton: population, trend and location
Felton is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 168 residents; Felton is the 682nd-largest of 853 places in Minnesota (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 3.4% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 6 residents.
- Size percentile: Felton sits ahead of around 20% of Minnesota places, at 168 people.
- Population density: 166 people per square mile on 1.0 square miles of land.
- By land area: Felton ranks 511th among Minnesota's 853 places, at 1.0 sq mi.
- State share: roughly 0.0% of Minnesota's residents live in Felton (168 people).
- National standing: Felton ranks 16,979th of 19,457 US places.
- Growth rank: Felton ranks 781st among Minnesota's 853 places for the 2020-to-2023 change.
- Against the state trend: Felton's 3.4% change compares with a Minnesota average of +0.1% across its 853 places.
- Density in Minnesota: Felton ranks 704th by people per square mile.
- Density vs Minnesota: Felton's 166 people per square mile compare with a state median of 607.
- Location: latitude 47.0750, longitude -96.5057 (Census Gazetteer).
- Nearest larger cities: Ulen (12 mi); Hitterdal (13 mi); Glyndon (15 mi); Ada (15 mi); Hawley (16 mi). Lenders licensed in the state serve Felton whether or not they keep a local branch.
- Nearest smaller towns: Borup (7 mi); Georgetown (14 mi); Perley (16 mi).
- Smaller places within 50 miles: 20 of them.
- Within 100 miles: 157 places are larger than Felton.
Where Felton sits in Minnesota
Set beside Minnesota's 853 places, Felton ranks 682nd by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 781st of 853 Minnesota places, putting it near the 8th percentile for growth. By density, at about 166 people per square mile, it ranks 704th in Minnesota. By land area, its 1.0 square miles rank 511th of 853 places in Minnesota.
Felton: area, density and distance
Inside Felton's boundaries lie about 1.0 square miles of land, with no significant water area recorded. That land carries about 166 people per square mile. For the state's biggest city, Minneapolis, the distance is roughly 213 miles. Within 50 miles of Felton there are 56 larger Census places. By land area it ranks 511th of 853 Minnesota places.
A pre-application checklist for Felton
For Felton's roughly 168 residents, these are the steps that most influence the offer:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Minnesota licence by checking the regulator named above.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
What differs between Felton and the rest of Minnesota is not the process but the borrower's own file, among the 168 people here.
Lender access in Felton
Felton is a lightly settled community of about 168 people, with 56 larger places inside a 50-mile radius. A Minnesota licence lets a lender serve Felton without a local office, so branch density does not change what its 168 residents are offered. The nearest larger city, Ulen, MN about 12 miles away.
How Minnesota law applies in Felton
These are Minnesota's sourced lending facts as they reach Felton's 168 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Common questions
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Nearby places
- Borup, MN — population 95
- Glyndon, MN — population 1,358
- Ada, MN — population 1,703
- Ulen, MN — population 475
- Hitterdal, MN — population 201
- Hawley, MN — population 2,283
- Dilworth, MN — population 4,772
- Georgetown, MN — population 87