Personal loans in Rothschild, WI
Rothschild is a small town in Wisconsin, with an estimated 5,514 residents, and every licensed lender here follows the same state rulebook. At about 5,514 residents, Rothschild is larger than roughly 76% of the places in Wisconsin.
From the 2020 Census base to the 2023 estimate, the population declined by about 0.8%. For the 5,514 people in Rothschild, Wisconsin runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a community of about 5,514, the practical step is to compare APR across at least three lenders before committing. A larger market lies at Weston, WI about 4 miles away.
Local context for Rothschild
Read the local figures below as context; read the sourced Wisconsin table as the rulebook a lender here must follow.
- Population: 5,514 — Rothschild ranks 144th of 605 communities in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: Roughly 0.8% fewer residents than the 2020 Census counted.
- People gained or lost: about 46 fewer since the 2020 base.
- Size percentile: bigger than about 76% of the places in Wisconsin, with 5,514 residents in Rothschild.
- Density: roughly 842 residents per square mile, spread over 6.5 sq mi of land.
- Land area: Rothschild covers 6.5 square miles, the 111th-largest area among Wisconsin's 605 places.
- Water: Rothschild holds about 0.38 square miles, the 86th-largest water area in Wisconsin.
- Share of Wisconsin: Rothschild holds about 0.1% of the state's population, some 5,514 people.
- National rank: Rothschild sits 4,576th by population among the 19,457 places in this dataset.
- Growth rank: Rothschild ranks 370th among Wisconsin's 605 places for the 2020-to-2023 change.
- Versus Wisconsin: the state average change is +0.4%, while Rothschild moved 0.8%.
- Density rank: Rothschild is the 283rd most densely settled place in Wisconsin.
- Density in context: Rothschild's 842 people per square mile sit against a Wisconsin median of 800.
- Location: the Census Gazetteer records it at 44.8737, -89.6197.
- Nearest larger cities: Weston (4 mi); Kronenwetter (4 mi); Wausau (6 mi); Merrill (22 mi); Stevens Point (24 mi). Living near a larger metro rarely changes what is available in Rothschild.
- Smaller places close by: Schofield (3 mi); Mosinee (6 mi); Marathon City (12 mi).
- Smaller neighbours: 62 places smaller than Rothschild sit within 50 miles.
- Within 100 miles: 46 places are larger than Rothschild.
The Wisconsin lending rules that reach Rothschild
When Wisconsin does not publish a figure, the row links to the source instead of inventing a number; Rothschild is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
The Rothschild borrowing checklist
Before you apply in Rothschild, a community of about 5,514, work through these steps:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the lender holds a Wisconsin licence by checking the regulator named above.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
What differs between Rothschild and the rest of Wisconsin is not the process but the borrower's own file, among the 5,514 people here.
What is available to Rothschild borrowers
Rothschild is moderately settled, with about 842 people per square mile and 10 larger places within 50 miles. Lenders licensed in Wisconsin reach Rothschild's 5,514 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Weston, WI about 4 miles away.
Rothschild on the map
Inside Rothschild's boundaries lie roughly 6.5 square miles of land and 0.38 square miles of water. Spread across it are roughly 842 residents per square mile. For the state's biggest city, Milwaukee, the distance is roughly 150 miles. Counting outward 50 miles, 10 larger communities surround Rothschild. Within the same 50 miles lie 62 smaller Census places.
Rothschild in state context
Rothschild is the 144th-largest of 605 Census places in Wisconsin and contains about 0.1% of the state's people. For population change between 2020 and 2023, Rothschild ranks 370th of 605 in Wisconsin (about the 39th percentile). At about 842 people per square mile, Rothschild is the 283rd most densely settled place in Wisconsin. Between 2020 and 2023 the count changed by roughly 46 residents.
Common questions
What are my options in Rothschild if my credit is poor?
What loan size can I expect in Rothschild?
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Does comparing loans in Rothschild cost me credit score points?
Nearby places
- Schofield, WI — population 2,154
- Kronenwetter, WI — population 8,539
- Weston, WI — population 15,969
- Wausau, WI — population 39,968
- Mosinee, WI — population 4,538
- Maine, WI — population 2,616
- Marathon City, WI — population 1,560
- Hatley, WI — population 674