Personal loans in Schofield, WI

The Census counts 2,154 people in Schofield, the 255th-largest figure among Wisconsin's 605 places. The 2020 count to the 2023 estimate shows about 0.2% decline in Schofield. Read the disclosure for an origination fee and any prepayment penalty before signing in Schofield. Borrowers who want a bigger city can look to Rothschild, WI about 3 miles away. Which products a lender may offer to Schofield's 2,154 residents follows from the Wisconsin consumer-lending framework.

Where Schofield stands

The figures below are Schofield's own — Census population, land area and coordinates — followed by the Wisconsin rules.

• Population: an estimated 2,154 residents, 255th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
• Population trend: A loss of roughly 0.2% between 2020 and 2023.
• Absolute change: 4 residents lost between 2020 and 2023.
• Size percentile: about 58% of Wisconsin communities are smaller than Schofield (2,154 residents).
• Density: roughly 1,018 residents per square mile, spread over 2.1 sq mi of land.
• Land area rank: Schofield's 2.1 square miles rank 308th of 605 places in Wisconsin.
• Water area rank: Schofield ranks 43rd among Wisconsin's 605 places, with 0.87 sq mi.
• State population share: Schofield accounts for about 0.0% of everyone in Wisconsin.
• National rank: Schofield sits 7,365th by population among the 19,457 places in this dataset.
• Growth rank: Schofield ranks 291st among Wisconsin's 605 places for the 2020-to-2023 change.
• Against the state trend: Schofield's 0.2% change compares with a Wisconsin average of +0.4% across its 605 places.
• Density rank: Schofield is the 219th most densely settled place in Wisconsin.
• Density vs Wisconsin: Schofield's 1,018 people per square mile compare with a state median of 800.
• Location: 44.9133, -89.6215 (US Census Bureau Gazetteer).
• Nearest larger cities: Rothschild (3 mi); Wausau (4 mi); Weston (4 mi); Kronenwetter (7 mi); Mosinee (9 mi). Lenders licensed in the state serve Schofield whether or not they keep a local branch.
• Smaller places close by: Marathon City (11 mi); Hatley (14 mi); Edgar (17 mi).
• Smaller neighbours: 53 places smaller than Schofield sit within 50 miles.
• At 100 miles: 83 larger Census places fall inside that radius.

What a Schofield borrower is actually offered

A Schofield personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,154 residents. Two numbers drive a Schofield loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Schofield loan is knowable in advance — unlike a revolving card balance.

How Schofield compares across Wisconsin

Schofield is the 255th-largest of 605 Census places in Wisconsin and contains about 0.0% of the state's people. For population change between 2020 and 2023, Schofield ranks 291st of 605 in Wisconsin (about the 52th percentile). Its roughly 1,018 residents per square mile place it 219th among Wisconsin's places. By land area, its 2.1 square miles rank 308th of 605 places in Wisconsin.

Land, water and location for Schofield

Schofield covers about 2.1 square miles of land, with 0.87 square miles of water inside its boundaries (Census Gazetteer). That land carries about 1,018 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 152 miles away. Counting outward 50 miles, 18 larger communities surround Schofield. Within the same 50 miles lie 53 smaller Census places.

The Schofield borrowing checklist

Before you apply in Schofield, a community of about 2,154, work through these steps:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Check the Wisconsin regulator's records to confirm the lender is licensed here.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Decide the purpose and how you will repay it before approaching any lender.

What differs between Schofield and the rest of Wisconsin is not the process but the borrower's own file, among the 2,154 people here.

What Wisconsin law requires in Schofield

Wisconsin has no separate rate rule for Schofield; the sourced rows below are what reach every lender that serves its 2,154 people.