Personal loans in Mosinee, WI
If you are weighing a personal loan in Mosinee, start from the payment you can carry; its 4,538 residents face the same statewide rules. With an estimated 4,538 residents, Mosinee is the 158th-largest of 605 places in Wisconsin.
Population in Mosinee climbed about 1.8% over the three years from 2020 to 2023. For a community of about 4,538, the practical step is to compare APR across at least three lenders before committing. The closest larger city is Kronenwetter, WI about 5 miles away. When Wisconsin caps or restricts a product, lenders either change the terms or withdraw it from Mosinee as from the rest of the state.
Borrowing in Mosinee: the local picture
The figures below are Mosinee's own — Census population, land area and coordinates — followed by the Wisconsin rules.
- Population: an estimated 4,538 residents, 158th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is positive, near 1.8%.
- Change in people: the 2020-to-2023 comparison is a gain of about 82 residents.
- Size percentile: Mosinee's 4,538 people outrank roughly 74% of the places in Wisconsin.
- Population density: 579 people per square mile on 7.8 square miles of land.
- By land area: Mosinee ranks 95th among Wisconsin's 605 places, at 7.8 sq mi.
- Water: Mosinee holds about 0.87 square miles, the 44th-largest water area in Wisconsin.
- State population share: Mosinee accounts for about 0.1% of everyone in Wisconsin.
- National rank: Mosinee is the 5,106th most populous of the 19,457 Census places covered here.
- Growth rank: Mosinee's 2020-to-2023 change ranks 104th of 605 places in Wisconsin.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Mosinee's 1.8%.
- Density in Wisconsin: Mosinee ranks 385th by people per square mile.
- Against the state median: Mosinee runs about 579 residents per square mile, where the Wisconsin median is 800.
- Location: mapped by the US Census Bureau at 44.7918, -89.6843.
- Nearest larger cities: Kronenwetter (5 mi); Rothschild (6 mi); Weston (10 mi); Wausau (12 mi); Stevens Point (20 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller places: Schofield (9 mi); Marathon City (13 mi); Junction City (14 mi).
- Smaller places within 50 miles: 63 of them.
- Larger places within 100 miles: 50.
Where Mosinee sits
The Census Gazetteer records 7.8 square miles of land and 0.87 square miles of water within Mosinee. Spread across it are roughly 579 residents per square mile. The largest place in Wisconsin, Milwaukee, lies about 147 miles away. Mosinee has 11 larger places within a 50-mile radius. Within the same 50 miles lie 63 smaller Census places.
How a Mosinee personal loan is priced
With roughly 4,538 residents, Mosinee is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Mosinee loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Mosinee decides the split between a comfortable payment and the total interest you pay.
Borrowing reach in Mosinee
At roughly 579 people per square mile, Mosinee is moderately settled; 11 larger places lie within 50 miles. Distance to a branch rarely matters for Mosinee's 4,538 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Kronenwetter, WI about 5 miles away.
Wisconsin consumer-lending rules applied in Mosinee
Below are the Wisconsin rules that apply to a loan made in Mosinee, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
Mosinee against the rest of Wisconsin
Within Wisconsin, Mosinee holds roughly 0.1% of all residents, the 158th-largest share among 605 places. On the 2020-to-2023 trend, Mosinee stands 104th among Wisconsin's 605 places — roughly the 83th percentile. Its roughly 579 residents per square mile place it 385th among Wisconsin's places. Between 2020 and 2023 the count changed by roughly 82 residents.
Common questions
What are my options in Mosinee if my credit is poor?
What loan size can I expect in Mosinee?
Do I have to pledge anything to borrow in Mosinee?
Does comparing loans in Mosinee cost me credit score points?
Nearby places
- Kronenwetter, WI — population 8,539
- Rothschild, WI — population 5,514
- Schofield, WI — population 2,154
- Weston, WI — population 15,969
- Wausau, WI — population 39,968
- Junction City, WI — population 414
- Marathon City, WI — population 1,560
- Milladore, WI — population 267