Personal loans in Hatley, WI
Hatley, Wisconsin — home to about 674 people — is a small community, so the terms you are offered follow Wisconsin law rather than any local rule.
The Census counts 674 people in Hatley, the 432nd-largest figure among Wisconsin's 605 places. Read the disclosure for an origination fee and any prepayment penalty before signing in Hatley. Census figures put the 2020-to-2023 increase in Hatley at about 4.7%. To lend to Hatley's 674 residents, a company must hold a Wisconsin licence, and each sourced row below names the regulator behind it. The closest larger city is Birnamwood, WI about 7 miles away.
Where Hatley stands
Most of what governs a Hatley loan is written in Wisconsin law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 674, 432nd among Wisconsin's 605 places (Vintage 2023).
- Population trend: Growth of about 4.7% across the 2020-to-2023 comparison.
- People gained or lost: about 30 more since the 2020 base.
- Size percentile: about 29% of Wisconsin communities are smaller than Hatley (674 residents).
- Population density: about 691 people per square mile (Census land area 1.0 sq mi).
- By land area: Hatley ranks 500th among Wisconsin's 605 places, at 1.0 sq mi.
- State population share: Hatley accounts for about 0.0% of everyone in Wisconsin.
- National rank: Hatley sits 11,963rd by population among the 19,457 places in this dataset.
- Growth in Wisconsin: Hatley stands 39th by percentage change from 2020 to 2023, among 605 places.
- Versus Wisconsin: the state average change is +0.4%, while Hatley moved 4.7%.
- Density in Wisconsin: Hatley ranks 342nd by people per square mile.
- Density in context: Hatley's 691 people per square mile sit against a Wisconsin median of 800.
- Location: latitude 44.8865, longitude -89.3371 (Census Gazetteer).
- Nearest larger cities: Birnamwood (7 mi); Wittenberg (9 mi); Weston (10 mi); Kronenwetter (13 mi); Rothschild (14 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Eland (6 mi); Elderon (8 mi); Aniwa (11 mi).
- Smaller neighbours: 28 places smaller than Hatley sit within 50 miles.
- Larger places within 100 miles: 164.
A pre-application checklist for Hatley
Before you apply in Hatley, a community of about 674, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Verify the lender's Wisconsin licence with the regulator listed on this page.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
In Hatley as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 674 residents.
The geography behind Hatley
The Census Gazetteer records about 1.0 square miles of land within Hatley, with no significant water area listed. With 674 residents, the land area yields roughly 691 people per square mile. Milwaukee, the largest place in Wisconsin, is about 143 miles from Hatley. Counting outward 50 miles, 46 larger communities surround Hatley. Within the same 50 miles lie 28 smaller Census places.
How a Hatley personal loan is priced
Hatley is a small community of about 674 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Hatley's rank of 432nd in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Hatley decides the split between a comfortable payment and the total interest you pay.
Getting a loan in Hatley
Hatley is moderately settled, with about 691 people per square mile and 46 larger places within 50 miles. Lenders licensed in Wisconsin reach Hatley's 674 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Birnamwood, WI about 7 miles away.
What Wisconsin law requires in Hatley
For the roughly 674 residents of Hatley, the rules below are Wisconsin's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
Common questions
What are my options in Hatley if my credit is poor?
What loan size can I expect in Hatley?
Do I have to pledge anything to borrow in Hatley?
Does comparing loans in Hatley cost me credit score points?
Nearby places
- Eland, WI — population 197
- Elderon, WI — population 157
- Birnamwood, WI — population 732
- Aniwa, WI — population 243
- Wittenberg, WI — population 996
- Weston, WI — population 15,969
- Rosholt, WI — population 468
- Kronenwetter, WI — population 8,539