Personal loans in Wittenberg, WI
Wittenberg counts about 996 people, and what is genuinely local about borrowing here is limited — Wisconsin law does the governing. With 996 residents, Wittenberg outranks about 39% of the communities in Wisconsin.
Verify the lender's Wisconsin licence against the regulator named below before borrowing in Wittenberg. The 2020 count to the 2023 estimate shows about 1.6% decline in Wittenberg. Lenders active in Wittenberg report to a Wisconsin supervisor, identified in the sourced rows below. The next larger city is Marion, WI about 17 miles away.
Where Wittenberg stands
Read the local figures below as context; read the sourced Wisconsin table as the rulebook a lender here must follow.
- Population: 996 people, a figure that places Wittenberg 367th among the 605 Census places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: About 1.6% below the 2020 Census base.
- Absolute change: 16 residents lost between 2020 and 2023.
- Size percentile: with 996 residents, Wittenberg is larger than about 39% of Wisconsin's Census places.
- Density: the Census land area of 1.8 sq mi holds about 550 people per square mile.
- Land area: Wittenberg covers 1.8 square miles, the 340th-largest area among Wisconsin's 605 places.
- Share of Wisconsin: Wittenberg holds about 0.0% of the state's population, some 996 people.
- National rank: Wittenberg is the 10,218th most populous of the 19,457 Census places covered here.
- Growth in Wisconsin: Wittenberg stands 470th by percentage change from 2020 to 2023, among 605 places.
- Against the state trend: Wittenberg's 1.6% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density rank: Wittenberg is the 399th most densely settled place in Wisconsin.
- Density in context: Wittenberg's 550 people per square mile sit against a Wisconsin median of 800.
- Location: latitude 44.8269, longitude -89.1666 (Census Gazetteer).
- Nearest larger cities: Marion (17 mi); Weston (19 mi); Kronenwetter (21 mi); Antigo (22 mi); Iola (22 mi). Living near a larger metro rarely changes what is available in Wittenberg.
- Nearest smaller towns: Eland (3 mi); Elderon (5 mi); Birnamwood (8 mi) — useful context for the surrounding area.
- Smaller neighbours: 36 places smaller than Wittenberg sit within 50 miles.
- Larger places within 100 miles: 144.
What a Wittenberg borrower is actually offered
Wittenberg is a small community of about 996 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Wittenberg's rank of 367th in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Wittenberg loan is knowable in advance — unlike a revolving card balance.
Wittenberg: area, density and distance
The Census Gazetteer records about 1.8 square miles of land within Wittenberg, with no significant water area listed. With 996 residents, the land area yields roughly 550 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 136 miles away. A 50-mile radius around Wittenberg takes in 34 places that are larger. By land area it ranks 340th of 605 Wisconsin places.
What Wisconsin law requires in Wittenberg
For the roughly 996 residents of Wittenberg, the rules below are Wisconsin's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
A pre-application checklist for Wittenberg
Before you hand your details to a lender in Wittenberg, where the population is near 996:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Verify the lender's Wisconsin licence with the regulator listed on this page.
- Test the payment against your current bills before you commit.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
None of these steps is Wittenberg-specific: the same Wisconsin licensing and disclosure rules reach all 996 residents.
Borrowing reach in Wittenberg
Wittenberg is moderately settled, with about 550 people per square mile and 34 larger places within 50 miles. Distance to a branch rarely matters for Wittenberg's 996 residents: the application is online and the price follows your credit file. The nearest larger city, Marion, WI about 17 miles away.
Common questions
What are my options in Wittenberg if my credit is poor?
What loan size can I expect in Wittenberg?
Do I have to pledge anything to borrow in Wittenberg?
Does comparing loans in Wittenberg cost me credit score points?
Nearby places
- Eland, WI — population 197
- Elderon, WI — population 157
- Birnamwood, WI — population 732
- Tigerton, WI — population 707
- Hatley, WI — population 674
- Aniwa, WI — population 243
- Bowler, WI — population 312
- Mattoon, WI — population 358