Personal loans in Mattoon, WI

Personal loans in Mattoon are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 358 population. Use the calculator on this page to price an amount and term before you commit in Mattoon. Lenders active in Mattoon report to a Wisconsin supervisor, identified in the sourced rows below. The closest larger city is Birnamwood, WI about 10 miles away.

What the Census records for Mattoon

What follows is Mattoon's place in the Census record, alongside the Wisconsin rules that govern a personal loan made here.

• Population: a Census-estimated 358, 523rd among Wisconsin's 605 places (Vintage 2023).
• Population trend: Down about 0.6% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 2 fewer people than the 2020 Census counted.
• Size percentile: Mattoon's 358 people outrank roughly 14% of the places in Wisconsin.
• Population density: 220 people per square mile on 1.6 square miles of land.
• By land area: Mattoon ranks 371st among Wisconsin's 605 places, at 1.6 sq mi.
• Share of Wisconsin: Mattoon holds about 0.0% of the state's population, some 358 people.
• Nationally: Mattoon is the 14,520th-largest of 19,457 Census places in the dataset.
• Growth rank: Mattoon ranks 342nd among Wisconsin's 605 places for the 2020-to-2023 change.
• Versus Wisconsin: the state average change is +0.4%, while Mattoon moved 0.6%.
• Density rank: Mattoon is the 545th most densely settled place in Wisconsin.
• Against the state median: Mattoon runs about 220 residents per square mile, where the Wisconsin median is 800.
• Location: coordinates 45.0046, -89.0412 (US Census Bureau Gazetteer).
• Nearest larger cities: Birnamwood (10 mi); Antigo (11 mi); Wittenberg (14 mi); Gresham (16 mi); Hatley (17 mi). Lenders licensed in the state serve Mattoon whether or not they keep a local branch.
• Nearest smaller places: Aniwa (8 mi); Bowler (10 mi); Eland (13 mi).
• Smaller places within 50 miles: 13 of them.
• Larger places within 100 miles: 190.

Mattoon's place among Wisconsin's 605 places

Mattoon is the 523rd-largest of 605 Census places in Wisconsin and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Mattoon stands 342nd among Wisconsin's 605 places — roughly the 43th percentile. At about 220 people per square mile, Mattoon is the 545th most densely settled place in Wisconsin. The population moved by about 2 people between 2020 and 2023, a 0.6% shift.

Lender access in Mattoon

At roughly 220 people per square mile, Mattoon is lightly settled; 48 larger places lie within 50 miles. What is available to Mattoon's 358 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. The nearest larger city, Birnamwood, WI about 10 miles away.

How personal loans work in Mattoon

A Mattoon personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 358 residents. Federal Truth in Lending rules require a Mattoon lender to disclose the APR and finance charge before you sign. Shortening the term on a Mattoon loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The Wisconsin lending rules that reach Mattoon

These are Wisconsin's sourced lending facts as they reach Mattoon's 358 residents; the state has no city-level rate rule.

Land, water and location for Mattoon

Mattoon's land area is roughly 1.6 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 220 residents per square mile. The state's population centre of gravity, Milwaukee, is roughly 144 miles away. A 50-mile radius around Mattoon takes in 48 places that are larger. By land area it ranks 371st of 605 Wisconsin places.