Personal loans in Rosholt, WI

The Census counts 468 people in Rosholt, the 491st-largest figure among Wisconsin's 605 places. Rate-shopping from Rosholt costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The trend for Rosholt between 2020 and 2023 is downward by roughly 2.1%. Borrowers who want a bigger city can look to Iola, WI about 12 miles away.

What the Census records for Rosholt

Rosholt is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 468 people live here, which puts Rosholt 491st of 605 Census places in Wisconsin (Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 2.1%.
• People gained or lost: about 10 fewer since the 2020 base.
• Size percentile: with 468 residents, Rosholt is larger than about 19% of Wisconsin's Census places.
• Density: the Census land area of 1.1 sq mi holds about 446 people per square mile.
• Land area: Rosholt covers 1.1 square miles, the 471st-largest area among Wisconsin's 605 places.
• Water area rank: Rosholt ranks 263rd among Wisconsin's 605 places, with 0.04 sq mi.
• Within Wisconsin: about 0.0% of the state's population lives in Rosholt.
• Nationally: Rosholt is the 13,442nd-largest of 19,457 Census places in the dataset.
• Growth rank: Rosholt ranks 513th among Wisconsin's 605 places for the 2020-to-2023 change.
• Against the state trend: Rosholt's 2.1% change compares with a Wisconsin average of +0.4% across its 605 places.
• Density rank: Rosholt places 445th among Wisconsin's places by people per square mile.
• Density vs Wisconsin: Rosholt's 446 people per square mile compare with a state median of 800.
• Location: 44.6302, -89.3052 (US Census Bureau Gazetteer).
• Nearest larger cities: Iola (12 mi); Amherst (13 mi); Stevens Point (14 mi); Park Ridge (14 mi); Tigerton (15 mi). Living near a larger metro rarely changes what is available in Rosholt.
• Nearest smaller towns: Nelsonville (10 mi); Elderon (11 mi); Amherst Junction (11 mi) — useful context for the surrounding area.
• Smaller neighbours: 24 places smaller than Rosholt sit within 50 miles.
• Larger places within 100 miles: 225.

The Rosholt borrowing checklist

Before you apply in Rosholt, a community of about 468, work through these steps:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the Wisconsin licence with the regulator named above before committing.
5. Test the payment against your current bills before you commit.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

The process is identical across Wisconsin; what changes is your credit file, not the fact that Rosholt holds 468 people.

What shapes a Rosholt personal loan

Rosholt is a small community of about 468 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Rosholt's rank of 491st in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Rosholt loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How lenders reach Rosholt

At roughly 446 people per square mile, Rosholt is lightly settled; 57 larger places lie within 50 miles. Whether Rosholt has a local branch or not, a Wisconsin-licensed lender can serve its 468 people online on the same terms. The nearest larger city, Iola, WI about 12 miles away.

The state rulebook for Rosholt

This table holds the Wisconsin rate and licensing rules for consumer loans made to Rosholt's 468 residents.

Rosholt against the rest of Wisconsin

Within Wisconsin, Rosholt holds roughly 0.0% of all residents, the 491st-largest share among 605 places. For population change between 2020 and 2023, Rosholt ranks 513th of 605 in Wisconsin (about the 15th percentile). At about 446 people per square mile, Rosholt is the 445th most densely settled place in Wisconsin. By land area, its 1.1 square miles rank 471st of 605 places in Wisconsin.