Personal loans in Amherst, WI

About 1,125 people live in Amherst, placing it 349th of 605 Census places in Wisconsin. The nearest larger city is Iola, WI about 9 miles away. Every figure below is Wisconsin's own, applied to Amherst's 1,125 residents, with the publisher and retrieval date attached. Use the calculator on this page to price an amount and term before you commit in Amherst.

Local context for Amherst

What follows is Amherst's place in the Census record, alongside the Wisconsin rules that govern a personal loan made here.

• Population: about 1,125 people live here, which puts Amherst 349th of 605 Census places in Wisconsin (Vintage 2023).
• Population trend: About 0.9% above the 2020 Census base.
• Net change: roughly 10 more people than the 2020 Census counted.
• Size percentile: about 42% of Wisconsin communities are smaller than Amherst (1,125 residents).
• Density: roughly 837 residents per square mile, spread over 1.3 sq mi of land.
• By land area: Amherst ranks 418th among Wisconsin's 605 places, at 1.3 sq mi.
• Water area rank: Amherst ranks 226th among Wisconsin's 605 places, with 0.06 sq mi.
• Within Wisconsin: about 0.0% of the state's population lives in Amherst.
• National rank: Amherst is 9,771st of 19,457 places nationwide.
• Growth rank: Amherst's 2020-to-2023 change ranks 169th of 605 places in Wisconsin.
• Against the state trend: Amherst's 0.9% change compares with a Wisconsin average of +0.4% across its 605 places.
• Density rank: Amherst places 286th among Wisconsin's places by people per square mile.
• Density vs Wisconsin: Amherst's 837 people per square mile compare with a state median of 800.
• Location: the Census Gazetteer records it at 44.4483, -89.2817.
• Nearest larger cities: Iola (9 mi); Waupaca (12 mi); Plover (13 mi); Whiting (14 mi); Stevens Point (14 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller places: Amherst Junction (2 mi); Nelsonville (3 mi); Scandinavia (7 mi).
• Smaller places within 50 miles: 45 of them.
• At 100 miles: 177 larger Census places fall inside that radius.

Amherst: area, density and distance

The Census Gazetteer records 1.3 square miles of land and 0.06 square miles of water within Amherst. That land carries about 837 people per square mile. Milwaukee, the largest place in Wisconsin, is about 116 miles from Amherst. Amherst has 49 larger places within a 50-mile radius. By land area it ranks 418th of 605 Wisconsin places.

How Amherst compares across Wisconsin

Against Wisconsin's other places, Amherst accounts for about 0.0% of the state's population and ranks 349th of 605 by size. Its 2020-to-2023 change ranks 169th of 605 Wisconsin places, putting it near the 72th percentile for growth. At about 837 people per square mile, Amherst is the 286th most densely settled place in Wisconsin. The population moved by about 10 people between 2020 and 2023, a 0.9% shift.

Steps to take before a Amherst loan

Before you hand your details to a lender in Amherst, where the population is near 1,125:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's Wisconsin licence with the regulator listed on this page.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Test the payment against your current bills before you commit.
7. Pick the shortest term whose payment you can comfortably afford.

The process is identical across Wisconsin; what changes is your credit file, not the fact that Amherst holds 1,125 people.

What is available to Amherst borrowers

With about 837 residents per square mile, Amherst is moderately settled, and 49 larger Census places sit within 50 miles. What is available to Amherst's 1,125 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Iola, WI about 9 miles away.

Which Wisconsin laws govern a loan in Amherst

The rows below set out what a licensed lender must follow in Wisconsin, and so for Amherst's roughly 1,125 residents.