Personal loans in Almond, WI
Roughly 417 residents live in Almond, the 507th-largest community in Wisconsin. The first question in Almond is not the rate on offer but whether the payment fits; about 417 people live here under Wisconsin lending law.
Pull your credit reports and line up at least three offers before you apply from Almond. A single loan can carry different costs on either side of a state line, and Almond sits on the Wisconsin side of that line. Almond shed about 2.1% of its population between the 2020 base and the 2023 estimate. The next larger city is Plainfield, WI about 5 miles away.
The Almond data picture
Only a few things actually differ by place — population, area, location, and the Wisconsin rules a lender must follow — and they are below.
- Population: about 417 people live here, which puts Almond 507th of 605 Census places in Wisconsin (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 2.1%.
- Absolute change: 9 residents lost between 2020 and 2023.
- Size percentile: roughly 16% of Wisconsin places rank below Almond.
- Population density: about 398 people per square mile across 1.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Almond covers 1.0 square miles, the 472nd-largest area among Wisconsin's 605 places.
- Within Wisconsin: about 0.0% of the state's population lives in Almond.
- National standing: Almond ranks 13,916th of 19,457 US places.
- Growth in Wisconsin: Almond stands 515th by percentage change from 2020 to 2023, among 605 places.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Almond's 2.1%.
- Density in Wisconsin: Almond ranks 470th by people per square mile.
- Density in context: Almond's 398 people per square mile sit against a Wisconsin median of 800.
- Location: the Census Gazetteer records it at 44.2610, -89.4086.
- Nearest larger cities: Plainfield (5 mi); Wild Rose (10 mi); Amherst (14 mi); Wautoma (15 mi); Plover (15 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Hancock (10 mi); Amherst Junction (15 mi); Nelsonville (17 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 17 smaller Census places.
- At 100 miles: 318 larger Census places fall inside that radius.
How lenders reach Almond
At roughly 398 people per square mile, Almond is lightly settled; 74 larger places lie within 50 miles. Distance to a branch rarely matters for Almond's 417 residents: the application is online and the price follows your credit file. The nearest bigger place is Plainfield, WI about 5 miles away.
A practical checklist for Almond borrowers
For Almond's roughly 417 residents, these are the steps that most influence the offer:
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the Wisconsin licence with the regulator named above before committing.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
In Almond as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 417 residents.
Wisconsin rules behind a Almond personal loan
Read the table as a lender's compliance picture for Almond: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
Almond on the map
Inside Almond's boundaries lie about 1.0 square miles of land, with no significant water area recorded. With 417 residents, the land area yields roughly 398 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 110 miles away. Counting outward 50 miles, 74 larger communities surround Almond. Within the same 50 miles lie 17 smaller Census places.
What a Almond borrower is actually offered
With roughly 417 residents, Almond is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Almond's rank of 507th in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Almond decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Almond if my credit is poor?
What loan size can I expect in Almond?
Do I have to pledge anything to borrow in Almond?
Does comparing loans in Almond cost me credit score points?
Nearby places
- Plainfield, WI — population 923
- Hancock, WI — population 400
- Wild Rose, WI — population 792
- Amherst, WI — population 1,125
- Wautoma, WI — population 2,220
- Amherst Junction, WI — population 378
- Plover, WI — population 14,110
- Nelsonville, WI — population 158