Personal loans in Riceville, IA

The 2020 count to the 2023 estimate shows about 0.2% decline in Riceville. Judge Riceville offers on total cost, not on how quickly the money arrives. The closest larger city is Le Roy, MN about 11 miles away. A lender that serves Riceville operates under Iowa lending statutes and a Iowa supervisor.

What the Census records for Riceville

Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.

• Population: about 804 people live here, which puts Riceville 328th of 940 Census places in Iowa (Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 0.2%.
• Net change: roughly 2 fewer people than the 2020 Census counted.
• Size percentile: with 804 residents, Riceville is larger than about 65% of Iowa's Census places.
• Population density: 759 people per square mile on 1.1 square miles of land.
• By land area: Riceville ranks 367th among Iowa's 940 places, at 1.1 sq mi.
• Within Iowa: about 0.0% of the state's population lives in Riceville.
• Nationally: Riceville is the 11,166th-largest of 19,457 Census places in the dataset.
• Growth rank: Riceville ranks 308th among Iowa's 940 places for the 2020-to-2023 change.
• Against the state trend: Riceville's 0.2% change compares with a Iowa average of -0.7% across its 940 places.
• Density in Iowa: Riceville ranks 413th by people per square mile.
• Density vs Iowa: Riceville's 759 people per square mile compare with a state median of 672.
• Location: 43.3616 / -92.5533, per the US Census Bureau Gazetteer.
• Nearest larger cities: Le Roy (11 mi); Osage (14 mi); St. Ansgar (18 mi); Charles City (21 mi); Cresco (22 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities close by: McIntire (6 mi); Elma (10 mi); Stacyville (13 mi), each with its own Census population profile.
• Smaller neighbours: 74 places smaller than Riceville sit within 50 miles.
• At 100 miles: 189 larger Census places fall inside that radius.

What shapes a Riceville personal loan

In Riceville, a small community of about 804, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Riceville loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Riceville decides the split between a comfortable payment and the total interest you pay.

Where Riceville sits in Iowa

Within Iowa, Riceville holds roughly 0.0% of all residents, the 328th-largest share among 940 places. On the 2020-to-2023 trend, Riceville stands 308th among Iowa's 940 places — roughly the 67th percentile. Its roughly 759 residents per square mile place it 413th among Iowa's places. Between 2020 and 2023 the count changed by roughly 2 residents.

Riceville on the map

The Census Gazetteer records about 1.1 square miles of land within Riceville, with no significant water area listed. The resulting density is about 759 people per square mile. Des Moines, the largest place in Iowa, is about 135 miles from Riceville. Riceville has 47 larger places within a 50-mile radius. Within the same 50 miles lie 74 smaller Census places.

What Iowa law requires in Riceville

Below are the Iowa rules that apply to a loan made in Riceville, each with the regulator that issued it.

A pre-application checklist for Riceville

A sensible order of operations for a loan in Riceville, home to about 804 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the Iowa regulator's records to confirm the lender is licensed here.
5. Pick the shortest term whose payment you can comfortably afford.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Write down the purpose of the loan and your repayment plan before you apply.

None of these steps is Riceville-specific: the same Iowa licensing and disclosure rules reach all 804 residents.