Personal loans in McIntire, IA

The Census counts 116 people in McIntire, the 795th-largest figure among Iowa's 940 places. Price two or three terms so you can see which payment is truly affordable in McIntire. State law, not city hall, decides what a lender may do to McIntire's roughly 116 residents, and a state regulator supervises it. The closest larger city is Riceville, IA about 6 miles away.

McIntire by the numbers

The figures below are McIntire's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: 116 — McIntire ranks 795th of 940 communities in Iowa (US Census Bureau, Vintage 2023).
• Population trend: About 2.7% above the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a gain of about 3 residents.
• Size percentile: roughly 15% of Iowa places rank below McIntire.
• Population density: about 115 people per square mile (Census land area 1.0 sq mi).
• Land area: McIntire covers 1.0 square miles, the 397th-largest area among Iowa's 940 places.
• State population share: McIntire accounts for about 0.0% of everyone in Iowa.
• National rank: McIntire sits 17,848th by population among the 19,457 places in this dataset.
• Growth rank: McIntire's 2020-to-2023 change ranks 70th of 940 places in Iowa.
• Versus Iowa: the state average change is -0.7%, while McIntire moved 2.7%.
• Density in Iowa: McIntire ranks 886th by people per square mile.
• Against the state median: McIntire runs about 115 residents per square mile, where the Iowa median is 672.
• Location: 43.4359, -92.5936 (US Census Bureau Gazetteer).
• Nearest larger cities: Riceville (6 mi); Le Roy (7 mi); Stacyville (10 mi); Adams (11 mi); Chester (12 mi). Larger metros often have more branches, but online lenders reach McIntire on the same terms.
• Nearest smaller places: Taopi (9 mi); Orchard (17 mi); Colwell (19 mi).
• Smaller neighbours: 13 places smaller than McIntire sit within 50 miles.
• At 100 miles: 442 larger Census places fall inside that radius.

The McIntire borrowing checklist

Before you hand your details to a lender in McIntire, where the population is near 116:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the lender holds a Iowa licence by checking the regulator named above.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Decide the purpose and how you will repay it before approaching any lender.

The process is identical across Iowa; what changes is your credit file, not the fact that McIntire holds 116 people.

Getting a loan in McIntire

With about 115 residents per square mile, McIntire is lightly settled, and 107 larger Census places sit within 50 miles. A Iowa licence lets a lender serve McIntire without a local office, so branch density does not change what its 116 residents are offered. The nearest bigger place is Riceville, IA about 6 miles away.

Iowa consumer-lending rules applied in McIntire

For the roughly 116 residents of McIntire, the rules below are Iowa's own; each row carries its publisher and retrieval date.

Inside a McIntire personal loan

In McIntire, a small community of about 116, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a McIntire lender to disclose the APR and finance charge before you sign. Shortening the term on a McIntire loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Land, water and location for McIntire

The Census Gazetteer records about 1.0 square miles of land within McIntire, with no significant water area listed. With 116 residents, the land area yields roughly 115 people per square mile. Des Moines, the largest place in Iowa, is about 139 miles from McIntire. McIntire has 107 larger places within a 50-mile radius. By land area it ranks 397th of 940 Iowa places.