Personal loans in Le Roy, MN

State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Le Roy's 953 residents. Le Roy is one of 853 Census places in Minnesota; its 953 residents put it at 366th. If debt is already a strain, a nonprofit credit counsellor can help Le Roy residents before they take on more. The 2020 count to the 2023 estimate shows about 0.7% decline in Le Roy. The next larger city is Spring Valley, MN about 13 miles away.

Where Le Roy stands

Set out below is Le Roy's local context next to the state-level rules that reach every lender here.

• Population: about 953 people live here, which puts Le Roy 366th of 853 Census places in Minnesota (Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 0.7%.
• People gained or lost: about 7 fewer since the 2020 base.
• Size percentile: roughly 57% of Minnesota's places have fewer residents than Le Roy's 953.
• Population density: about 1,350 people per square mile across 0.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Le Roy's 0.7 square miles rank 615th of 853 places in Minnesota.
• State share: roughly 0.0% of Minnesota's residents live in Le Roy (953 people).
• National rank: Le Roy is 10,433rd of 19,457 places nationwide.
• Growth in Minnesota: Le Roy stands 422nd by percentage change from 2020 to 2023, among 853 places.
• Against the state trend: Le Roy's 0.7% change compares with a Minnesota average of +0.1% across its 853 places.
• Density rank: Le Roy is the 170th most densely settled place in Minnesota.
• Density in context: Le Roy's 1,350 people per square mile sit against a Minnesota median of 607.
• Location: 43.5133, -92.5078 (US Census Bureau Gazetteer).
• Nearest larger cities: Spring Valley (13 mi); Grand Meadow (14 mi); Cresco (22 mi); Osage (22 mi); St. Ansgar (23 mi). Living near a larger metro rarely changes what is available in Le Roy.
• Smaller places nearby: McIntire (7 mi); Taopi (7 mi); Chester (7 mi).
• Smaller places within 50 miles: 75 of them.
• Larger places within 100 miles: 188.

How a Le Roy personal loan is priced

Most loans made to Le Roy's 953 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Le Roy can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Le Roy loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Le Roy sits in Minnesota

Le Roy is the 366th-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 422nd of 853 Minnesota places, putting it near the 51th percentile for growth. By density, at about 1,350 people per square mile, it ranks 170th in Minnesota. Within 50 miles sit 75 smaller Census places, alongside the 39 that are larger.

How lenders reach Le Roy

With about 1,350 residents per square mile, Le Roy is moderately settled, and 39 larger Census places sit within 50 miles. Distance to a branch rarely matters for Le Roy's 953 residents: the application is online and the price follows your credit file. The nearest larger city, Spring Valley, MN about 13 miles away.

Minnesota consumer-lending rules applied in Le Roy

Every row below records a Minnesota rule, its publisher and its retrieval date — the same rules a Le Roy lender must follow.

Land, water and location for Le Roy

Inside Le Roy's boundaries lie about 0.7 square miles of land, with no significant water area recorded. With 953 residents, the land area yields roughly 1,350 people per square mile. The largest place in Minnesota, Minneapolis, lies about 107 miles away. Le Roy has 39 larger places within a 50-mile radius. Within the same 50 miles lie 75 smaller Census places.