Personal loans in Chester, IA

Personal loans in Chester are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 133 population. Chester lost roughly 2.2% of its population across the 2020-to-2023 comparison. Verify the lender's Iowa licence against the regulator named below before borrowing in Chester. The closest larger city is Lime Springs, IA about 5 miles away.

The Chester data picture

Two layers matter for a Chester borrower: the local population picture and Iowa's consumer-lending statutes.

• Population: about 133 people live here, which puts Chester 766th of 940 Census places in Iowa (Vintage 2023).
• Population trend: A drop of about 2.2% from 2020 to 2023.
• Absolute change: 3 residents lost between 2020 and 2023.
• Size percentile: about 19% of Iowa communities are smaller than Chester (133 residents).
• Density: the Census land area of 1.4 sq mi holds about 96 people per square mile.
• Land area: Chester covers 1.4 square miles, the 281st-largest area among Iowa's 940 places.
• Share of Iowa: Chester holds about 0.0% of the state's population, some 133 people.
• National rank: Chester is the 17,552nd most populous of the 19,457 Census places covered here.
• Growth rank: Chester's 2020-to-2023 change ranks 679th of 940 places in Iowa.
• Against the state trend: Chester's 2.2% change compares with a Iowa average of -0.7% across its 940 places.
• Density in Iowa: Chester ranks 904th by people per square mile.
• Density vs Iowa: Chester's 96 people per square mile compare with a state median of 672.
• Location: the Census Gazetteer records it at 43.4916, -92.3640.
• Nearest larger cities: Lime Springs (5 mi); Le Roy (7 mi); Ostrander (9 mi); Riceville (13 mi); Spring Valley (14 mi). Living near a larger metro rarely changes what is available in Chester.
• Nearest smaller places: McIntire (12 mi); Taopi (15 mi); Elkton (21 mi).
• Smaller neighbours: 15 places smaller than Chester sit within 50 miles.
• Within 100 miles: 409 places are larger than Chester.

The geography behind Chester

Chester covers about 1.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 96 people per square mile. The largest place in Iowa, Des Moines, lies about 147 miles away. Within 50 miles of Chester there are 96 larger Census places. The 100-mile radius contains 409 larger places.

Which Iowa laws govern a loan in Chester

Read the table as a lender's compliance picture for Chester: the rule, the sourced figure, the publisher and the date.

Getting a loan in Chester

At roughly 96 people per square mile, Chester is sparsely settled; 96 larger places lie within 50 miles. What is available to Chester's 133 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Lime Springs, IA about 5 miles away.

Chester against the rest of Iowa

Within Iowa, Chester holds roughly 0.0% of all residents, the 766th-largest share among 940 places. Its 2020-to-2023 change ranks 679th of 940 Iowa places, putting it near the 28th percentile for growth. By density, at about 96 people per square mile, it ranks 904th in Iowa. The population moved by about 3 people between 2020 and 2023, a 2.2% shift.

What shapes a Chester personal loan

A Chester personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 133 residents. Because pricing is borrower-level, two people in Chester can be quoted different APRs on the same amount and term. Shortening the term on a Chester loan raises the monthly payment but cuts the interest; lengthening it does the reverse.