Personal loans in Rhodes, IA

If you are weighing a personal loan in Rhodes, start from the payment you can carry; its 270 residents face the same statewide rules. From the 2020 Census base to the 2023 estimate, the population declined by about 0.4%. Read the disclosure for an origination fee and any prepayment penalty before signing in Rhodes. The closest larger place is Melbourne, IA about 4 miles away.

Where Rhodes stands

Rhodes is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 270 people, a figure that places Rhodes 583rd among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 0.4% between 2020 and 2023.
• Net change: roughly 1 fewer people than the 2020 Census counted.
• Size percentile: with 270 residents, Rhodes is larger than about 38% of Iowa's Census places.
• Population density: 266 people per square mile on 1.0 square miles of land.
• Land area rank: Rhodes's 1.0 square miles rank 390th of 940 places in Iowa.
• State population share: Rhodes accounts for about 0.0% of everyone in Iowa.
• National rank: Rhodes sits 15,492nd by population among the 19,457 places in this dataset.
• Growth in Iowa: Rhodes stands 324th by percentage change from 2020 to 2023, among 940 places.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Rhodes's 0.4%.
• Density rank: Rhodes places 770th among Iowa's places by people per square mile.
• Density in context: Rhodes's 266 people per square mile sit against a Iowa median of 672.
• Location: 41.9278, -93.1837 (Census Gazetteer coordinates).
• Nearest larger cities: Melbourne (4 mi); State Center (6 mi); Collins (7 mi); Baxter (7 mi); Colo (9 mi). Living near a larger metro rarely changes what is available in Rhodes.
• Nearest smaller towns: Haverhill (12 mi); Clemons (13 mi); St. Anthony (14 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 46 smaller Census places.
• Larger places within 100 miles: 329.

What shapes a Rhodes personal loan

With roughly 270 residents, Rhodes is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Rhodes's rank of 583rd in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Rhodes loan is knowable in advance — unlike a revolving card balance.

Rhodes's place among Iowa's 940 places

Within Iowa, Rhodes holds roughly 0.0% of all residents, the 583rd-largest share among 940 places. Its 2020-to-2023 change ranks 324th of 940 Iowa places, putting it near the 66th percentile for growth. By density, at about 266 people per square mile, it ranks 770th in Iowa. By land area, its 1.0 square miles rank 390th of 940 places in Iowa.

The Rhodes borrowing checklist

A sensible order of operations for a loan in Rhodes, home to about 270 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Model the payment on the calculator before a lender models it for you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Iowa regulator's licence records before you sign.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Test the payment against your current bills before you commit.
7. Weigh a shorter term's higher payment against the interest it saves.

What differs between Rhodes and the rest of Iowa is not the process but the borrower's own file, among the 270 people here.

Iowa rules behind a Rhodes personal loan

These are Iowa's sourced lending facts as they reach Rhodes's 270 residents; the state has no city-level rate rule.

The geography behind Rhodes

Rhodes's land area is roughly 1.0 square miles, and the Gazetteer records no significant water area within it. With 270 residents, the land area yields roughly 266 people per square mile. Des Moines, the largest place in Iowa, is about 33 miles from Rhodes. Within 50 miles of Rhodes there are 101 larger Census places. By land area it ranks 390th of 940 Iowa places.