Personal loans in Baxter, IA

Baxter is home to roughly 976 people and stands 281st by size out of 940 Census places in Iowa. The nearest larger metro is Newton, IA about 11 miles away. To lend to Baxter's 976 residents, a company must hold a Iowa licence, and each sourced row below names the regulator behind it. Verify the lender's Iowa licence against the regulator named below before borrowing in Baxter.

The Baxter data picture

The figures below are Baxter's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: about 976 people live here, which puts Baxter 281st of 940 Census places in Iowa (Vintage 2023).
• Population trend: Growth of about 0.7% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a gain of about 7 residents.
• Size percentile: roughly 70% of Iowa's places have fewer residents than Baxter's 976.
• Density: roughly 1,492 residents per square mile, spread over 0.7 sq mi of land.
• Land area rank: Baxter's 0.7 square miles rank 546th of 940 places in Iowa.
• Within Iowa: about 0.0% of the state's population lives in Baxter.
• National rank: Baxter is 10,313th of 19,457 places nationwide.
• Growth rank: Baxter ranks 171st among Iowa's 940 places for the 2020-to-2023 change.
• Against the state trend: Baxter's 0.7% change compares with a Iowa average of -0.7% across its 940 places.
• Density in Iowa: Baxter ranks 76th by people per square mile.
• Against the state median: Baxter runs about 1,492 residents per square mile, where the Iowa median is 672.
• Location: 41.8252, -93.1525 (Census Gazetteer coordinates).
• Nearest larger cities: Newton (11 mi); Colfax (11 mi); State Center (13 mi); Mitchellville (15 mi); Prairie City (16 mi). Larger metros often have more branches, but online lenders reach Baxter on the same terms.
• Smaller places close by: Rhodes (7 mi); Mingo (8 mi); Melbourne (8 mi).
• Smaller places within 50 miles: 90 of them.
• Within 100 miles: 168 places are larger than Baxter.

Inside a Baxter personal loan

Most loans made to Baxter's 976 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Baxter's rank of 281st in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Baxter loan but raises total interest, so the smallest payment is not the cheapest loan.

Borrowing reach in Baxter

Baxter is moderately settled, with about 1,492 people per square mile and 60 larger places within 50 miles. What is available to Baxter's 976 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Newton, IA about 11 miles away.

Baxter on the map

Baxter's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,492 residents per square mile. The state's population centre of gravity, Des Moines, is roughly 29 miles away. A 50-mile radius around Baxter takes in 60 places that are larger. By land area it ranks 546th of 940 Iowa places.

The state rulebook for Baxter

Iowa has no separate rate rule for Baxter; the sourced rows below are what reach every lender that serves its 976 people.

How Baxter compares across Iowa

Within Iowa, Baxter holds roughly 0.0% of all residents, the 281st-largest share among 940 places. On the 2020-to-2023 trend, Baxter stands 171st among Iowa's 940 places — roughly the 82th percentile. Its roughly 1,492 residents per square mile place it 76th among Iowa's places. In land area, Baxter ranks 546th among Iowa's 940 places.