Personal loans in Colo, IA

Colo shed about 0.7% of its population between the 2020 base and the 2023 estimate. For a community of about 842, the practical step is to compare APR across at least three lenders before committing. The closest larger place is Nevada, IA about 8 miles away. A lender that serves Colo operates under Iowa lending statutes and a Iowa supervisor.

Colo: the sourced local profile

Here is the sourced Census picture for Colo, plus the Iowa lending rules that apply to a loan taken out here.

• Population: an estimated 842 residents, 322nd of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: A drop of about 0.7% from 2020 to 2023.
• Absolute change: 6 residents lost between 2020 and 2023.
• Size percentile: Colo's 842 people outrank roughly 66% of the places in Iowa.
• Density: the Census land area of 1.1 sq mi holds about 791 people per square mile.
• Land area rank: Colo's 1.1 square miles rank 363rd of 940 places in Iowa.
• State share: roughly 0.0% of Iowa's residents live in Colo (842 people).
• National rank: Colo is the 10,962nd most populous of the 19,457 Census places covered here.
• Growth rank: Colo ranks 369th among Iowa's 940 places for the 2020-to-2023 change.
• Versus Iowa: the state average change is -0.7%, while Colo moved 0.7%.
• Density in Iowa: Colo ranks 393rd by people per square mile.
• Density vs Iowa: Colo's 791 people per square mile compare with a state median of 672.
• Location: 42.0145 / -93.3186, per the US Census Bureau Gazetteer.
• Nearest larger cities: Nevada (8 mi); State Center (8 mi); Maxwell (9 mi); Roland (14 mi); Ames (16 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Collins (8 mi); Rhodes (9 mi); St. Anthony (10 mi), each with its own Census population profile.
• Within a 50-mile radius: 85 smaller Census places.
• Within 100 miles: 186 places are larger than Colo.

Where Colo sits

Colo covers about 1.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 791 people per square mile. The largest place in Iowa, Des Moines, lies about 34 miles away. Within 50 miles of Colo there are 64 larger Census places. By land area it ranks 363rd of 940 Iowa places.

Before you apply in Colo

Before you apply in Colo, a community of about 842, work through these steps:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Look the lender up in the Iowa regulator's licence records before you sign.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Be clear on what the loan is for and how it gets repaid.

What differs between Colo and the rest of Iowa is not the process but the borrower's own file, among the 842 people here.

How Colo compares across Iowa

Set beside Iowa's 940 places, Colo ranks 322nd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Colo stands 369th among Iowa's 940 places — roughly the 61th percentile. Its roughly 791 residents per square mile place it 393rd among Iowa's places. Within 50 miles sit 85 smaller Census places, alongside the 64 that are larger.

The Iowa lending rules that reach Colo

Iowa has no separate rate rule for Colo; the sourced rows below are what reach every lender that serves its 842 people.

Lender access in Colo

At roughly 791 people per square mile, Colo is moderately settled; 64 larger places lie within 50 miles. Whether Colo has a local branch or not, a Iowa-licensed lender can serve its 842 people online on the same terms. For a larger market, the closest option is Nevada, IA about 8 miles away.