Personal loans in St. Anthony, IA

St. Anthony counts about 76 people, and what is genuinely local about borrowing here is limited — Iowa law does the governing. An estimated 76 people make their home in St. Anthony, a figure that ranks 857th in Iowa.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

For practical purposes, St. Anthony's population was stable from the 2020 base to the 2023 estimate. To lend to St. Anthony's 76 residents, a company must hold a Iowa licence, and each sourced row below names the regulator behind it. Read the disclosure for an origination fee and any prepayment penalty before signing in St. Anthony. Borrowers who want a bigger city can look to Clemons, IA about 2 miles away.

Where St. Anthony stands

Set out below is St. Anthony's local context next to the state-level rules that reach every lender here.

What to do before borrowing in St. Anthony

A sensible order of operations for a loan in St. Anthony, home to about 76 people:

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Model the payment on the calculator before a lender models it for you.
  3. Shop at least three lenders and judge them on APR and total cost.
  4. Confirm the lender holds a Iowa licence by checking the regulator named above.
  5. Pick the shortest term whose payment you can comfortably afford.
  6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
  7. Decide the purpose and how you will repay it before approaching any lender.

None of these steps is St. Anthony-specific: the same Iowa licensing and disclosure rules reach all 76 residents.

Lender access in St. Anthony

St. Anthony is a lightly settled community of about 76 people, with 136 larger places inside a 50-mile radius. Distance to a branch rarely matters for St. Anthony's 76 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Clemons, IA about 2 miles away.

What Iowa law requires in St. Anthony

Read the table as a lender's compliance picture for St. Anthony: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorIowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services
Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services".
Iowa Division of Banking
as of 2026-09-16
Small-loan / installment lender licensingRegulated Loan Act license required (superintendent of banking)
Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking".
Iowa Legislature (Iowa Code)
as of 2026-09-16
Delayed deposit fee capFee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments
Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments".
Iowa Legislature (Iowa Code)
as of 2026-09-16

St. Anthony: area, density and distance

Inside St. Anthony's boundaries lie about 0.6 square miles of land, with no significant water area recorded. Spread across it are roughly 124 residents per square mile. The largest place in Iowa, Des Moines, lies about 44 miles away. Counting outward 50 miles, 136 larger communities surround St. Anthony. Within the same 50 miles lie 6 smaller Census places.

St. Anthony against the rest of Iowa

Within Iowa, St. Anthony holds roughly 0.0% of all residents, the 857th-largest share among 940 places. For population change between 2020 and 2023, St. Anthony ranks 268th of 940 in Iowa (about the 71th percentile). By density, at about 124 people per square mile, it ranks 878th in Iowa. In land area, St. Anthony ranks 571st among Iowa's 940 places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in St. Anthony if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in St. Anthony is the same as anywhere in Iowa.
What loan size can I expect in St. Anthony?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in St. Anthony?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in St. Anthony cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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