Personal loans in St. Anthony, IA
St. Anthony counts about 76 people, and what is genuinely local about borrowing here is limited — Iowa law does the governing. An estimated 76 people make their home in St. Anthony, a figure that ranks 857th in Iowa.
For practical purposes, St. Anthony's population was stable from the 2020 base to the 2023 estimate. To lend to St. Anthony's 76 residents, a company must hold a Iowa licence, and each sourced row below names the regulator behind it. Read the disclosure for an origination fee and any prepayment penalty before signing in St. Anthony. Borrowers who want a bigger city can look to Clemons, IA about 2 miles away.
Where St. Anthony stands
Set out below is St. Anthony's local context next to the state-level rules that reach every lender here.
- Population: about 76, ranked 857th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is under a tenth of a percent.
- Size percentile: St. Anthony's 76 people outrank roughly 9% of the places in Iowa.
- Density: roughly 124 residents per square mile, spread over 0.6 sq mi of land.
- Land area: St. Anthony covers 0.6 square miles, the 571st-largest area among Iowa's 940 places.
- State population share: St. Anthony accounts for about 0.0% of everyone in Iowa.
- National rank: St. Anthony sits 18,552nd by population among the 19,457 places in this dataset.
- Growth rank: St. Anthony's 2020-to-2023 change ranks 268th of 940 places in Iowa.
- Against the state trend: St. Anthony's 0.0% change compares with a Iowa average of -0.7% across its 940 places.
- Density rank: St. Anthony places 878th among Iowa's places by people per square mile.
- Density in context: St. Anthony's 124 people per square mile sit against a Iowa median of 672.
- Location: 42.1235, -93.1975 (US Census Bureau Gazetteer).
- Nearest larger cities: Clemons (2 mi); Zearing (6 mi); State Center (8 mi); Colo (10 mi); McCallsburg (10 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Owasa (21 mi); Valeria (28 mi); Vining (43 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 6 smaller Census places.
- Within 100 miles: 491 places are larger than St. Anthony.
What to do before borrowing in St. Anthony
A sensible order of operations for a loan in St. Anthony, home to about 76 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Iowa licence by checking the regulator named above.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Decide the purpose and how you will repay it before approaching any lender.
None of these steps is St. Anthony-specific: the same Iowa licensing and disclosure rules reach all 76 residents.
Lender access in St. Anthony
St. Anthony is a lightly settled community of about 76 people, with 136 larger places inside a 50-mile radius. Distance to a branch rarely matters for St. Anthony's 76 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Clemons, IA about 2 miles away.
What Iowa law requires in St. Anthony
Read the table as a lender's compliance picture for St. Anthony: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
St. Anthony: area, density and distance
Inside St. Anthony's boundaries lie about 0.6 square miles of land, with no significant water area recorded. Spread across it are roughly 124 residents per square mile. The largest place in Iowa, Des Moines, lies about 44 miles away. Counting outward 50 miles, 136 larger communities surround St. Anthony. Within the same 50 miles lie 6 smaller Census places.
St. Anthony against the rest of Iowa
Within Iowa, St. Anthony holds roughly 0.0% of all residents, the 857th-largest share among 940 places. For population change between 2020 and 2023, St. Anthony ranks 268th of 940 in Iowa (about the 71th percentile). By density, at about 124 people per square mile, it ranks 878th in Iowa. In land area, St. Anthony ranks 571st among Iowa's 940 places.
Common questions
What are my options in St. Anthony if my credit is poor?
What loan size can I expect in St. Anthony?
Do I have to pledge anything to borrow in St. Anthony?
Does comparing loans in St. Anthony cost me credit score points?
Nearby places
- Clemons, IA — population 133
- Zearing, IA — population 503
- State Center, IA — population 1,392
- New Providence, IA — population 230
- Colo, IA — population 842
- Union, IA — population 381
- Rhodes, IA — population 270
- McCallsburg, IA — population 354