Personal loans in Proctorville, OH

Proctorville shed about 4.2% of its population between the 2020 base and the 2023 estimate. If debt is already a strain, a nonprofit credit counsellor can help Proctorville residents before they take on more. The nearest larger city is Huntington, WV about 3 miles away. To lend to Proctorville's 503 residents, a company must hold a Ohio licence, and each sourced row below names the regulator behind it.

What the Census records for Proctorville

Set out below is Proctorville's local context next to the state-level rules that reach every lender here.

• Population: 503 residents; Proctorville is the 664th-largest of 924 places in Ohio (US Census Bureau, Vintage 2023).
• Population trend: Roughly 4.2% fewer residents than the 2020 Census counted.
• Absolute change: 22 residents lost between 2020 and 2023.
• Size percentile: bigger than about 28% of the places in Ohio, with 503 residents in Proctorville.
• Density: the Census land area of 0.2 sq mi holds about 2,113 people per square mile.
• Land area: Proctorville covers 0.2 square miles, the 825th-largest area among Ohio's 924 places.
• Water area rank: Proctorville ranks 254th among Ohio's 924 places, with 0.03 sq mi.
• Within Ohio: about 0.0% of the state's population lives in Proctorville.
• National rank: Proctorville is the 13,142nd most populous of the 19,457 Census places covered here.
• Growth in Ohio: Proctorville stands 920th by percentage change from 2020 to 2023, among 924 places.
• State comparison: Ohio's places average +0.9% for 2020-to-2023, against Proctorville's 4.2%.
• Density rank: Proctorville is the 174th most densely settled place in Ohio.
• Density vs Ohio: Proctorville's 2,113 people per square mile compare with a state median of 1,289.
• Location: coordinates 38.4376, -82.3821 (US Census Bureau Gazetteer).
• Nearest larger cities: Huntington (3 mi); Chesapeake (4 mi); Barboursville (5 mi); Ceredo (9 mi); South Point (11 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities within reach: Athalia (6 mi); Crown City (11 mi); West Hamlin (15 mi).
• Smaller neighbours: 20 places smaller than Proctorville sit within 50 miles.
• Within 100 miles: 200 places are larger than Proctorville.

Proctorville on the map

The Census Gazetteer records 0.2 square miles of land and 0.03 square miles of water within Proctorville. That land carries about 2,113 people per square mile. Columbus, the largest place in Ohio, is about 112 miles from Proctorville. A 50-mile radius around Proctorville takes in 62 places that are larger. Within the same 50 miles lie 20 smaller Census places.

Where Proctorville sits in Ohio

Proctorville is the 664th-largest of 924 Census places in Ohio and contains about 0.0% of the state's people. For population change between 2020 and 2023, Proctorville ranks 920th of 924 in Ohio (about the 0th percentile). Its roughly 2,113 residents per square mile place it 174th among Ohio's places. By land area, its 0.2 square miles rank 825th of 924 places in Ohio.

Getting a loan in Proctorville

At roughly 2,113 people per square mile, Proctorville is fairly dense; 62 larger places lie within 50 miles. What is available to Proctorville's 503 borrowers is set by Ohio licensing and your own credit, not by how many branches are nearby. The nearest larger city, Huntington, WV about 3 miles away.

How personal loans work in Proctorville

Proctorville is a small community of about 503 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Proctorville. Shortening the term on a Proctorville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How Ohio law applies in Proctorville

Below are the Ohio rules that apply to a loan made in Proctorville, each with the regulator that issued it.