Personal loans in Ceredo, WV

Ceredo lost roughly 4.8% of its population across the 2020-to-2023 comparison. Rate-shopping from Ceredo costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The closest larger place is Kenova, WV about 2 miles away. Consumer lending that reaches Ceredo's 1,341 residents is governed by West Virginia statute; no city ordinance changes it.

What the Census records for Ceredo

The figures below are Ceredo's own — Census population, land area and coordinates — followed by the West Virginia rules.

• Population: 1,341 residents; Ceredo is the 82nd-largest of 230 places in West Virginia (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 4.8% since the 2020 count.
• People gained or lost: about 67 fewer since the 2020 base.
• Size percentile: with 1,341 residents, Ceredo is larger than about 64% of West Virginia's Census places.
• Population density: 1,021 people per square mile on 1.3 square miles of land.
• Land area: Ceredo covers 1.3 square miles, the 73rd-largest area among West Virginia's 230 places.
• Water: Ceredo holds about 0.73 square miles, the 7th-largest water area in West Virginia.
• Within West Virginia: about 0.2% of the state's population lives in Ceredo.
• Nationally: Ceredo is the 9,135th-largest of 19,457 Census places in the dataset.
• Growth rank: Ceredo's 2020-to-2023 change ranks 189th of 230 places in West Virginia.
• Versus West Virginia: the state average change is -3.0%, while Ceredo moved 4.8%.
• Density rank: Ceredo places 115th among West Virginia's places by people per square mile.
• Density in context: Ceredo's 1,021 people per square mile sit against a West Virginia median of 1,021.
• Location: coordinates 38.3957, -82.5484 (US Census Bureau Gazetteer).
• Nearest larger cities: Kenova (2 mi); South Point (2 mi); Catlettsburg (3 mi); Huntington (6 mi); Ashland (7 mi). Lenders licensed in the state serve Ceredo whether or not they keep a local branch.
• Nearest smaller places: Chesapeake (5 mi); Proctorville (9 mi); Bellefonte (10 mi).
• Smaller neighbours: 37 places smaller than Ceredo sit within 50 miles.
• At 100 miles: 119 larger Census places fall inside that radius.

Ceredo against the rest of West Virginia

Set beside West Virginia's 230 places, Ceredo ranks 82nd by population and holds about 0.2% of the state total. On the 2020-to-2023 trend, Ceredo stands 189th among West Virginia's 230 places — roughly the 18th percentile. By density, at about 1,021 people per square mile, it ranks 115th in West Virginia. Within 50 miles sit 37 smaller Census places, alongside the 36 that are larger.

Which West Virginia laws govern a loan in Ceredo

The rows below set out what a licensed lender must follow in West Virginia, and so for Ceredo's roughly 1,341 residents.

Ceredo: area, density and distance

The Census Gazetteer records 1.3 square miles of land and 0.73 square miles of water within Ceredo. The resulting density is about 1,021 people per square mile. Charleston, the largest place in West Virginia, is about 50 miles from Ceredo. A 50-mile radius around Ceredo takes in 36 places that are larger. By land area it ranks 73rd of 230 West Virginia places.

How personal loans work in Ceredo

In Ceredo, a small community of about 1,341, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Ceredo's 1,341 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Ceredo decides the split between a comfortable payment and the total interest you pay.

Lender access in Ceredo

Ceredo is moderately settled, with about 1,021 people per square mile and 36 larger places within 50 miles. A West Virginia licence lets a lender serve Ceredo without a local office, so branch density does not change what its 1,341 residents are offered. The nearest larger city, Kenova, WV about 2 miles away.