Personal loans in Huntington, WV

Huntington: population, trend and location

Read the local figures below as context; read the sourced West Virginia table as the rulebook a lender here must follow.

• Population: 45,325 residents; Huntington is the 2nd-largest of 230 places in West Virginia (US Census Bureau, Vintage 2023).
• Population trend: Roughly 3.2% fewer residents than the 2020 Census counted.
• People gained or lost: about 1,516 fewer since the 2020 base.
• Size percentile: roughly 99% of West Virginia's places have fewer residents than Huntington's 45,325.
• Land and density: 16.2 square miles of land carry roughly 2,795 residents per square mile.
• By land area: Huntington ranks 3rd among West Virginia's 230 places, at 16.2 sq mi.
• Water: Huntington holds about 2.24 square miles, the 2nd-largest water area in West Virginia.
• Share of West Virginia: Huntington holds about 7.5% of the state's population, some 45,325 people.
• National standing: Huntington ranks 877th of 19,457 US places.
• Growth rank: Huntington's 2020-to-2023 change ranks 121st of 230 places in West Virginia.
• Versus West Virginia: the state average change is -3.0%, while Huntington moved 3.2%.
• Density rank: Huntington places 9th among West Virginia's places by people per square mile.
• Density vs West Virginia: Huntington's 2,795 people per square mile compare with a state median of 1,021.
• Location: 38.4107, -82.4347 (US Census Bureau Gazetteer).
• Nearest larger cities: Charleston (44 mi); Columbus (113 mi); Lexington-Fayette (113 mi); Newark (115 mi). Lenders licensed in the state serve Huntington whether or not they keep a local branch.
• Nearest smaller places: Chesapeake (2 mi); Proctorville (3 mi); Ceredo (6 mi).
• Smaller places within 50 miles: 79 of them.
• Larger places within 100 miles: 1.

Borrowing reach in Huntington

With about 2,795 residents per square mile, Huntington is fairly dense, and 1 larger Census places sit within 50 miles. Distance to a branch rarely matters for Huntington's 45,325 residents: the application is online and the price follows your credit file. The nearest bigger place is Charleston, WV about 44 miles away.

How a Huntington personal loan is priced

Huntington is a smaller city of about 45,325 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Huntington lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Huntington loan but raises total interest, so the smallest payment is not the cheapest loan.

Which West Virginia laws govern a loan in Huntington

When West Virginia does not publish a figure, the row links to the source instead of inventing a number; Huntington is bound by the same rules.

Huntington's place among West Virginia's 230 places

Huntington is the 2nd-largest of 230 Census places in West Virginia and contains about 7.5% of the state's people. Its 2020-to-2023 change ranks 121st of 230 West Virginia places, putting it near the 47th percentile for growth. By density, at about 2,795 people per square mile, it ranks 9th in West Virginia. Between 2020 and 2023 the count changed by roughly 1,516 residents.

The geography behind Huntington

Inside Huntington's boundaries lie roughly 16.2 square miles of land and 2.24 square miles of water. That land carries about 2,795 people per square mile. The state's population centre of gravity, Charleston, is roughly 44 miles away. Counting outward 50 miles, 1 larger communities surround Huntington. The 100-mile radius contains 1 larger places.