Personal loans in Barboursville, WV

When West Virginia caps or restricts a product, lenders either change the terms or withdraw it from Barboursville as from the rest of the state. About 4,355 people live in Barboursville, placing it 29th of 230 Census places in West Virginia. Use the calculator on this page to price an amount and term before you commit in Barboursville. A 2020-to-2023 comparison shows Barboursville down by about 1.9%. The closest larger place is Huntington, WV about 8 miles away.

Where Barboursville stands

Two layers matter for a Barboursville borrower: the local population picture and West Virginia's consumer-lending statutes.

• Population: 4,355 — Barboursville ranks 29th of 230 communities in West Virginia (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 1.9% from 2020 to 2023.
• People gained or lost: about 86 fewer since the 2020 base.
• Size percentile: roughly 87% of West Virginia places rank below Barboursville.
• Population density: about 1,085 people per square mile (Census land area 4.0 sq mi).
• By land area: Barboursville ranks 22nd among West Virginia's 230 places, at 4.0 sq mi.
• Water area: Barboursville has 0.08 square miles of water, ranking 44th of 230 places in West Virginia.
• Share of state population: Barboursville's 4,355 residents are about 0.7% of West Virginia.
• National rank: Barboursville sits 5,228th by population among the 19,457 places in this dataset.
• Growth rank: Barboursville's 2020-to-2023 change ranks 67th of 230 places in West Virginia.
• Versus West Virginia: the state average change is -3.0%, while Barboursville moved 1.9%.
• Density rank: Barboursville places 101st among West Virginia's places by people per square mile.
• Density in context: Barboursville's 1,085 people per square mile sit against a West Virginia median of 1,021.
• Location: 38.4064, -82.2953 (US Census Bureau Gazetteer).
• Nearest larger cities: Huntington (8 mi); Hurricane (15 mi); Ashland (19 mi); Ironton (22 mi); Flatwoods (24 mi). Online lenders reach Barboursville no matter how far the nearest branch is.
• Nearest smaller places: Proctorville (5 mi); Athalia (7 mi); Chesapeake (9 mi).
• Within a 50-mile radius: 72 smaller Census places.
• At 100 miles: 39 larger Census places fall inside that radius.

Inside a Barboursville personal loan

A Barboursville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 4,355 residents. Because pricing is borrower-level, two people in Barboursville can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Barboursville loan but raises total interest, so the smallest payment is not the cheapest loan.

Barboursville in state context

Barboursville is the 29th-largest of 230 Census places in West Virginia and contains about 0.7% of the state's people. Its 2020-to-2023 change ranks 67th of 230 West Virginia places, putting it near the 71th percentile for growth. By density, at about 1,085 people per square mile, it ranks 101st in West Virginia. The population moved by about 86 people between 2020 and 2023, a 1.9% shift.

Barboursville on the map

Barboursville's land area is about 4.0 square miles; a further 0.08 square miles is water. The resulting density is about 1,085 people per square mile. The largest place in West Virginia, Charleston, lies about 36 miles away. Counting outward 50 miles, 12 larger communities surround Barboursville. By land area it ranks 22nd of 230 West Virginia places.

A practical checklist for Barboursville borrowers

Complete these steps first when you borrow in Barboursville (4,355 residents):

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the lender holds a West Virginia licence by checking the regulator named above.
5. Test the payment against your current bills before you commit.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Keep the amount to the expense; an approval is not a reason to take more.

The process is identical across West Virginia; what changes is your credit file, not the fact that Barboursville holds 4,355 people.

How West Virginia law applies in Barboursville

These are West Virginia's sourced lending facts as they reach Barboursville's 4,355 residents; the state has no city-level rate rule.