Personal loans in Pelzer, SC

Pelzer is home to roughly 1,403 people and stands 137th by size out of 271 Census places in South Carolina. Which products a lender may offer to Pelzer's 1,403 residents follows from the South Carolina consumer-lending framework. Pelzer added about 4.5% to its population between the 2020 base and the 2023 estimate. For a bigger market, look to Williamston, SC about 2 miles away.

The Pelzer data picture

Set out below is Pelzer's local context next to the state-level rules that reach every lender here.

• Population: the Census counts 1,403 residents in Pelzer (Vintage 2023 subcounty estimate), the 137th-largest figure among South Carolina's 271 places.
• Population trend: The 2020-to-2023 change is positive, near 4.5%.
• People gained or lost: about 61 more since the 2020 base.
• Size percentile: roughly 49% of South Carolina's places have fewer residents than Pelzer's 1,403.
• Density: roughly 1,375 residents per square mile, spread over 1.0 sq mi of land.
• Land area: Pelzer covers 1.0 square miles, the 219th-largest area among South Carolina's 271 places.
• Water area rank: Pelzer ranks 72nd among South Carolina's 271 places, with 0.06 sq mi.
• Within South Carolina: about 0.1% of the state's population lives in Pelzer.
• National rank: Pelzer is the 8,949th most populous of the 19,457 Census places covered here.
• Growth rank: Pelzer ranks 67th among South Carolina's 271 places for the 2020-to-2023 change.
• Versus South Carolina: the state average change is +2.6%, while Pelzer moved 4.5%.
• Density rank: Pelzer places 40th among South Carolina's places by people per square mile.
• Density vs South Carolina: Pelzer's 1,375 people per square mile compare with a state median of 584.
• Location: mapped by the US Census Bureau at 34.6429, -82.4605.
• Nearest larger cities: Williamston (2 mi); Belton (8 mi); Simpsonville (13 mi); Mauldin (13 mi); Anderson (13 mi). Living near a larger metro rarely changes what is available in Pelzer.
• Smaller places nearby: West Pelzer (1 mi); Norris (19 mi); Donalds (20 mi).
• Within a 50-mile radius: 29 smaller Census places.
• At 100 miles: 182 larger Census places fall inside that radius.

The geography behind Pelzer

Inside Pelzer's boundaries lie roughly 1.0 square miles of land and 0.06 square miles of water. Spread across it are roughly 1,375 residents per square mile. For the state's biggest city, Charleston, the distance is roughly 190 miles. Within 50 miles of Pelzer there are 48 larger Census places. The 100-mile radius contains 182 larger places.

Borrowing reach in Pelzer

Pelzer is a moderately settled community of about 1,403 people, with 48 larger places inside a 50-mile radius. Whether Pelzer has a local branch or not, a South Carolina-licensed lender can serve its 1,403 people online on the same terms. The nearest larger city, Williamston, SC about 2 miles away.

How a Pelzer personal loan is priced

In Pelzer, a small community of about 1,403, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Pelzer can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Pelzer loan but raises total interest, so the smallest payment is not the cheapest loan.

How Pelzer compares across South Carolina

Among South Carolina's 271 places, Pelzer sits at 137th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Pelzer ranks 67th of 271 in South Carolina (about the 75th percentile). At about 1,375 people per square mile, Pelzer is the 40th most densely settled place in South Carolina. Between 2020 and 2023 the count changed by roughly 61 residents.

What South Carolina law requires in Pelzer

Every row below records a South Carolina rule, its publisher and its retrieval date — the same rules a Pelzer lender must follow.